197 E Buffalo Meadows Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 197 E Buffalo Meadows Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1972
Lot Size	0.38 acres (16,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Dec 2018)
Tax Bill	$789 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19151-025-011`

Property Details

APN / Parcel Number

Primary APN	`19151-025-011`
Alternative APNs	`192958006516` `103633`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,408 sqft Heated Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Lot Area	16,520 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	103633
Old Parcel Number	19151025011
Street Address	197 E BUFFALO MEADOWS RD
City	WEST JEFFERSON
State	NC
Zip	28694-7174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 BLK 1 OFF RT 1125 (RURAL PAVED) FROM ROTTI
Legal Subdivision	BUFFALO MEADOWS SUBDIVISION
Legal Block	1
Legal Lot Number	119
Jurisdiction	ASHE NC
Township / Civil Division	WEST JEFFERSON
Census Block Group	3
Census Block	3006
Census Tract	970400

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 E BUFFALO MEADOWS RD, WEST JEFFERSON, NC 28694-7174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 14, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	20185494
Deed Book / Page	497 / 53
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	197 E BUFFALO MEADOWS RD, WEST JEFFERSON, NC 28694-7174
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00518/2192
Date	Oct 28, 2020
Book Page	518/2192
Instrument	5542

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 14, 2018
Property Address	197 E BUFFALO MEADOWS RD, WEST JEFFERSON, NC 28694-7174
Document Number	0000497/53
Book / Page	497 / 53
Instrument Date	Dec 11, 2018
Instrument	5494
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 E BUFFALO MEADOWS RD, WEST JEFFERSON, NC 28694-7174

Mortgage

Document Number	0000497/56
Date	Dec 14, 2018
Book Page	497/56
Instrument	5495

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$789.00	$150,700 (-) Land $10,000 Building $140,700	$150,700 (-) Land $10,000 Building $140,700
2025	$789.00 (+8.23%)	$150,700 (-) Land $10,000 Building $140,700	$150,700 (-) Land $10,000 Building $140,700
2023	$729.00 (+9.46%)	$150,700 (+57.64%) Land $10,000 Building $140,700	$150,700 (+57.64%) Land $10,000 Building $140,700
2022	$666.00	$95,600 Land $10,000 Building $85,600	$95,600 Land $10,000 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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