197 E Beech St, Cedar Springs, MI 49319 Property Records

Kent County property record for 197 E Beech St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,699 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$276,075 (Aug 2023)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-358-009`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-358-009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,699 sqft
Basement Area	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 81 ft wide
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	197 E BEECH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 & W 15 FT OF LOT 11 BLK 56 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	56
Legal Lot Number	10-11
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2012
Census Tract	10200

Owner

197 E Beech St is owned and occupied by an individual who bought it in August 2023.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	197 E BEECH ST, CEDAR SPRINGS, MI 49319-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEAM MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Document Number	202347638
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 22, 2023
Property Address	197 E BEECH ST, CEDAR SPRINGS, MI 49319-9505
Document Number	0000047638
Map Reference	LB 2 PG 74
Instrument Date	Aug 16, 2023
Instrument	20230822-0047638
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,073.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 EVART ST, CADILLAC, MI 49601-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8265 FREELAND AVE SW, BYRON CENTER, MI 49315-9448

Mortgage

Document Number	0000047639
Date	Aug 22, 2023
Instrument	20230822-0047639

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	197 E BEECH ST, CEDAR SPRINGS, MI 49319-9505
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 EVART ST, CADILLAC, MI 49601-2311

Mortgage

Document Number	0000041267
Date	May 18, 2022
Instrument	20220518-0041267

Lender

Name	TEAM MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 197 E Beech St was $5,636, up 8.2% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (+2.31%)	$284,000 (+2.31%)
2025	$5,636.00 (+8.16%) Homeowner's exemption	$138,800	$277,600
2024	$5,211.00
2023		$103,400	$206,800
2019	$2,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 E Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 E Beech St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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