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  6. 197 Durango Rd

197 Durango Rd, Unit 6C, Destin, FL 32541 Property Records

Okaloosa County property record for 197 Durango Rd, Unit 6C, Destin, FL 32541

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,428 sqft · built 1982
Lot Size2 acres (91,336 sqft)
Owner2 Individual Names on Record
Tax Bill$5,677 (2025)
Deeds & MortgagesMay 2022 Assignment
Jan 2022 Transfer
Flood ZoneZone AE (high risk)
APNC56-000-591-0360-6

Property Details

APN / Parcel Number

Primary APNC56-000-591-0360-6
Alternative APNs
  • 00-2S-24-4559-0002-006C
  • 24S20045590002006C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units23 Units
Stories6 Stories
Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Lot Area91,336 sqft (2 acres)
Community RoomCommunity Room

Location & Zoning

Street Address197 DURANGO RD, 6C
CityDESTIN
StateFL
Zip32541-3080
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUN KING TOWERS PHASE I UNIT 6C BLDG 2
Legal SubdivisionSUN KING TOWERS
Legal Phase1
Legal Block2
Legal Lot Number6C
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address197 DURANGO RD, 6C, DESTIN, FL 32541-3080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Assignment of Lease, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 4, 2022Affidavit of Death of Joint Tenant, Transfer
MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW AND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 29, 2010
Transfer Doc0029670269
Record UpdatedOct 29, 2026

May 2022: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionOKALOOSA FL
Recording DateMay 4, 2022
Property Address197 DURANGO RD UNIT 6C, 6C, DESTIN, FL 32541-3080
Document Number0036200108
Book / Page3620 / 108
Map ReferenceMB 3 PG 43-47
Instrument DateApr 25, 2022
Instrument3547452
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 DURANGO RD UNIT 6C, 6C, DESTIN, FL 32541-3080

Mortgage

Document Number0036200111
DateMay 4, 2022
Book Page3620/111
Instrument3547453
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2042

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOKALOOSA FL
Recording DateJan 4, 2022
Property Address197 DURANGO RD UNIT 6C, 6C, DESTIN, FL 32541-3080
Document Number0035970201
Book / Page3597 / 201
Map ReferenceMB 1139 PG 1309
Instrument DateDec 1, 2021
Instrument3517590
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW AND TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 HARPERS FERRY RD, BIRMINGHAM, AL 35213-2206

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,677.00 (-8.32%) Homeowner's exemption$518,400 (-) Building $518,400$518,400 (-) Building $518,400
2023$6,192.00 (+28.57%)$518,400 (+22.73%) Building $518,400$518,400 (+22.73%) Building $518,400
2022$4,816.00$422,400 Building $422,400$422,400 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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