197 Durango Rd, Unit 4B, Destin, FL 32541 Property Records

Okaloosa County property record for 197 Durango Rd, Unit 4B, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,356 sqft · built 1982
Lot Size	2 acres (91,336 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Aug 2021)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-000-591-0351-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-0351-5`
Alternative APNs	`00-2S-24-4559-0002-004B` `24S20045590002004B`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	23 Units
Stories	4 Stories
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	91,336 sqft (2 acres)
Community Room	Community Room

Location & Zoning

Street Address	197 DURANGO RD, 4B
City	DESTIN
State	FL
Zip	32541-3080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUN KING TOWERS PHASE I UNIT 4B BLDG 2
Legal Subdivision	SUN KING TOWERS
Legal Phase	1
Legal Block	2
Legal Lot Number	4B
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23303

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	197 DURANGO RD, 4B, DESTIN, FL 32541-3080
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Jun 2, 2003 · Amount on Record
Deed Document Number	20213478729
Deed Book / Page	3565 / 4688
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	0030992036
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 9, 2021
Property Address	197 DURANGO RD UNIT 4B, 4B, DESTIN, FL 32541-3080
Document Number	0035654688
Book / Page	3565 / 4688
Map Reference	MB 1139 PG 1809
Instrument Date	Aug 6, 2021
Instrument	3478729
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4053 DRIFTING SAND TRL, 4053, DESTIN, FL 32541-3365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 VERA CRUZ DR, DESTIN, FL 32541-3016

Mortgage

Document Number	35654690
Date	Aug 9, 2021
Instrument	3565/4690

Lender

Name	THE WOODROW W ROSSBACH & CAROL SUE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00 (+5.91%)	$506,000 (-4.71%) Building $506,000	$506,000 (-4.71%) Building $506,000
2023	$5,299.00 (+30.87%)	$531,000 (+58.04%) Building $531,000	$531,000 (+58.04%) Building $531,000
2022	$4,049.00	$336,000 Building $336,000	$336,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 422 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,500 units insured incl. 1,078 condo units
Nearby Flood Claims	819 (1980–2024)
Claims Outside the SFHA	261 of 819
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Dennis, Jul 2005 · 58 claims Hurricane Frances, Sep 2004 · 182 claims Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20