Okaloosa County property record for 197 Durango Rd, Unit 2B, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,356 sqft · built 1982 |
| Lot Size | 2 acres (91,336 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (May 2021) |
| Tax Bill | $4,831 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0341-6 |
| Primary APN | C56-000-591-0341-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 23 Units |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Lot Area | 91,336 sqft (2 acres) |
| Community Room | Community Room |
| Street Address | 197 DURANGO RD, 2B |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3080 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SUN KING TOWERS PHASE I UNIT 2B BLDG 2 |
| Legal Subdivision | SUN KING TOWERS |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 2B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 11TH AVE, SHALIMAR, FL 32579-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| May 3, 2021 | Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Oct 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Aug 26, 2013 · Amount on Record |
| Deed Document Number | 20213451650 |
| Deed Book / Page | 3543 / 3734 |
| Prior Transfer Date | Oct 8, 2020 |
| Prior Transfer Doc | 0034982764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 197 DURANGO RD UNIT 2B, 2B, DESTIN, FL 32541-3080 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 197 DURANGO RD 2B, 2B, DESTIN, FL 32541-3080 |
| Document Number | 0036570082 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 3657/82 |
| Instrument | 3598839 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 3, 2021 |
| Property Address | 197 DURANGO RD UNIT 2B, 2B, DESTIN, FL 32541-3080 |
| Document Number | 0035433734 |
| Book / Page | 3543 / 3734 |
| Map Reference | MB 3 PG 43-47 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 3451650 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 DURANGO RD # RD6D, 223, DESTIN, FL 32541-3093 |
| Name | Verified Name |
|---|---|
| Address | 4 11TH AVE, SHALIMAR, FL 32579-3300 |
| Document Number | 35433736 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 3543/3736 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 13, 2020 |
| Property Address | 197 DURANGO RD UNIT 2B, 2B, DESTIN, FL 32541-3080 |
| Document Number | 0034982764 |
| Book / Page | 003498 / 002764 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 3398665 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 223 DURANGO RD #6D DESTIN FL 325415000, 6D, DESTIN, FL 32541-5000 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 15, 2019 |
| Property Address | 197 DURANGO RD UNIT 2B, 2B, DESTIN, FL 32541-3080 |
| Document Number | 0033851852 |
| Book / Page | 003385 / 001852 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 3259131 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7550 HIGHWAY 4 JAY FL 325652216, JAY, FL 32565-2216 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,831.00 (+5.55%) Homeowner's exemption | $446,978 (+5.99%) | $500,000 (-4.76%) Building $500,000 |
| 2023 | $4,577.00 (+15.12%) Homeowner's exemption | $421,729 (+27.8%) | $525,000 (+59.09%) Building $525,000 |
| 2022 | $3,976.00 Homeowner's exemption | $330,000 Building $330,000 | $330,000 Building $330,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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