197 Derek Rd, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 197 Derek Rd, Shepherdsville, KY 40165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,986 sqft · built 2003
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2025)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-SW0-03-016`

Property Details

APN / Parcel Number

Primary APN	`062-SW0-03-016`
Alternative APNs	`147565201` `417840`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,986 sqft Finished Area
Basement Area	1,929 sqft
Unfinished Basement	1,929 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	240 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	417840
Street Address	197 DEREK RD
City	SHEPHERDSVILLE
State	KY
Zip	40165-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116_FLOYDS FORK ESTATES_SECTION 2_PLAT 2-004
Legal Subdivision	FLOYDS FORK ESTATES
Legal Lot Number	116
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE NORTHWEST
Census Block Group	1
Census Block	1005
Census Tract	20402

Owner

197 Derek Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Bullitt County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 DEREK RD, SHEPHERDSVILLE, KY 40165-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Deed Document Number	2025795001
Deed Book / Page	1136 / 849
Prior Transfer Date	Jun 5, 2024
Prior Transfer Doc	0000743352
Record Updated	Sep 20, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BULLITT KY
Recording Date	May 15, 2025
Property Address	197 DEREK RD, SHEPHERDSVILLE, KY 40165-9643
Document Number	0D1136/849
Book / Page	D1136 / 849
Map Reference	CAB 2 SL 4
Instrument Date	May 13, 2025
Instrument	795001
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2994 ZONETON RD, SHEPHERDSVILLE, KY 40165-7684

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 DEREK RD, SHEPHERDSVILLE, KY 40165-9643

Mortgage

Document Number	0000795004
Date	May 15, 2025
Instrument	795004

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 197 Derek Rd was $3,119.

Source: Bullitt County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,119.00	$270,954 Land $50,000 Building $220,954	$270,954 Land $50,000 Building $220,954
2023	$3,124.00	$270,954 Building $270,954	$270,954 Building $270,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Derek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Derek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20