197 Deerfield Trce, Coldwater, MS 38618 Property Records

Tate County property record for 197 Deerfield Trce, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,339 sqft · built 2024
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013 01 0002800`

Property Details

APN / Parcel Number

Primary APN	`013 01 0002800`

Interior

Bedrooms	3 Beds
Building Area	2,339 sqft Finished Area
1st Floor Area	1,990 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	197 DEERFIELD TRCE
City	COLDWATER
State	MS
Zip	38618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 DEERFIELD ESTATES S/D PHASE 3 PB 14/37
Legal Range	05
Legal Township	04
Legal Section	07
Legal Subdivision	DEERFIELD ESTATES S/D
Legal Phase	3
Legal Lot Number	28
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1007
Census Tract	950100

Owner

Source: Tate County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 DEERFIELD TRCE, COLDWATER, MS 38618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023
Deed Sale	Mar 17, 2023
Prior Sale	Jul 12, 2022
Deed Book / Page	2023 / 820
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	2022002702
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	197 DEERFIELD TRCE, COLDWATER, MS 38618-1200
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/6826
Date	Jun 8, 2023
Book Page	2023/6826

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	18 Months
Due	Dec 10, 2024

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	197 DEERFIELD TRCE, COLDWATER, MS 38618-1200
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/14451
Date	Nov 20, 2023
Book Page	2023/14451

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	197 DEERFIELD TRCE, COLDWATER, MS 38618-1200
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/14438
Date	Nov 20, 2023
Book Page	2023/14438

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (+1,535.86%)	$26,466 (+1,664.4%) Land $3,100 Building $23,366	$264,656 (+2,546.56%) Land $31,000 Building $233,656
2023	$198.00	$1,500 Land $1,500	$10,000 Land $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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