197 Cypress Forest Dr, Kyle, TX 78640 Property Records

Hays County property record for 197 Cypress Forest Dr, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	2,992 sqft · built 2017
Owner	2 Individual Names on Record
Tax Bill	$11,513 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R149382`

Property Details

APN / Parcel Number

Primary APN	`R149382`
Alternative APN	`11-2282-000A-01000-2`

Interior

Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,454 sqft
2nd Floor Area	400 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	279 sqft
Storage Building	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	197 CYPRESS FOREST DR
City	KYLE
State	TX
Zip	78640-2185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS FOREST PHASE ONE, BLOCK A, LOT 10 TAX CODES:RSP,SHA,WEU,ACCD,EHA
Legal Subdivision	CYPRESS FOREST PHASE ONE
Legal Phase	1
Legal Block	A
Legal Lot Number	10
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1033
Census Tract	10905

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 CYPRESS FOREST DR, KYLE, TX 78640-2185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 7, 2018	Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE
Oct 25, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage SOUTHERN LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017
Deed Sale	Oct 25, 2017
Deed Document Number	17037760
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	197 CYPRESS FOREST DR, KYLE, TX 78640-2185
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070250
Date	Dec 22, 2021
Instrument	21070250

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	197 CYPRESS FOREST DR, KYLE, TX 78640-2185
Document Number	0000045452
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 CYPRESS FOREST DR KYLE TX 786402185, KYLE, TX 78640-2185

Mortgage

Document Number	0000045452
Date	Dec 13, 2019
Instrument	45452

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYS TX
Recording Date	May 7, 2018
Property Address	197 CYPRESS FOREST DR, KYLE, TX 78640-2185
Instrument Date	May 2, 2018
Instrument	15833
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015833
Date	May 7, 2018
Instrument	15833

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 6, 2021

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	Oct 25, 2017
Property Address	197 CYPRESS FOREST DR, KYLE, TX 78640-2185
Document Number	0000037760
Instrument Date	Oct 25, 2017
Instrument	37760
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 CYPRESS FOREST DR KYLE TX 786402185, KYLE, TX 78640-2185

Mortgage

Document Number	37761
Date	Oct 25, 2017
Instrument	37761

Lender

Name	SOUTHERN LNDG SVCS
Address	AUSTIN, TX 78759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Kyle City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$589,490 (+12.02%) Land $118,240 Building $471,250	$589,490 (-13.27%) Land $118,240 Building $471,250
2024	$11,513.00 (+7.66%)
2023		$526,241 Land $118,940 Building $560,780	$679,720 Land $118,940 Building $560,780
2018	$10,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Frontier.

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