197 Crescent Ave, Lake Charles, LA 70611 Property Records

Calcasieu Parish property record for 197 Crescent Ave, Lake Charles, LA 70611

Property Summary

Property Type	Duplex
Owner	Individual Name on File
Last Sale	$1,958 (Jun 2022)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00030538A`

Property Details

APN / Parcel Number

Primary APN	`00030538A`

Exterior

Architectural Style	Duplex Single

Location & Zoning

Street Address	197 CRESCENT AVE
City	LAKE CHARLES
State	LA
Zip	70611-4752
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	@320808-0666-5 0002 0000 LT 2 BLK 5 GAYLE, EDWIN F IMPS/10 RMS DUPLEX/IMPS/14-RMS/NEW REF1-SOLD TO STATE FOR 2001 TAXES FILE# 2591434 B 2954 P 406-01 REF2-REDEEMED FROM STATE FOR 2001 TAXES FILE# 2719741 B 3174 P 249-04 SUBDIV GAYLE, EDWIN F, BLOCK 5
Legal Range	08
Legal Township	08
Legal Section	32
Legal Subdivision	SUBDIVISION GAYLE
Legal Block	5
Legal Lot Number	2
Jurisdiction	CALCASIEU LA
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	2208

Owner

197 Crescent Ave, a duplex, is owned by an individual who bought it in June 2022.

Source: Calcasieu Parish records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2100 WILLOWICK ST, LAKE CHARLES, LA 70607-2020
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit HUD
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit HUD
May 3, 2021	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Deed Document Number	20223475753
Deed Book / Page	4523 / 78
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Recording Date	Sep 25, 2026
Property Address	197 CRESCENT AVE, LAKE CHARLES, LA 70611-4752
Document Number	0003618775
Book / Page	6553 / 1
Instrument Date	Aug 12, 2026
Instrument	20263618775
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CRESCENT AVE, LAKE CHARLES, LA 70611-4752

Mortgage

Document Number	0003618775,
Date	Sep 25, 2026
Book Page	6553/1
Instrument	20263618775

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	May 1, 2051

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	197 CRESCENT AVE, LAKE CHARLES, LA 70611-4752
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006408/553
Date	Oct 13, 2025
Book Page	6408/553
Instrument	3587095

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	312 Months
Due	May 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	197 CRESCENT AVE, LAKE CHARLES, LA 70611-4752
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006088/68
Date	Jun 8, 2023
Book Page	6088/68
Instrument	3508283

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	336 Months
Due	May 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	May 3, 2021
Property Address	197 CRESCENT AVE, LAKE CHARLES, LA 70611-4752
Document Number	004437/795
Book / Page	4437 / 795
Map Reference	MB 8 PG 41
Instrument Date	Apr 30, 2021
Instrument	3426351
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	984 VATICAN DR, MOSS BLUFF, LA 70611-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 WILLOWICK ST, LAKE CHARLES, LA 70607-2020

Mortgage

Document Number	34263525705625
Date	May 3, 2021
Instrument	34263525705625

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 197 Crescent Ave was $1,540, up 1.6% from the year before.

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00 (+1.58%)	$14,110 (-) Land $390 Building $13,720	$141,100 (-) Land $3,900 Building $137,200
2024	$1,516.00 (+0.8%)	$14,110 (-) Land $390 Building $13,720	$141,100 (-) Land $3,900 Building $137,200
2023	$1,504.00 (+2.04%)	$14,110 (+1.07%) Land $390 Building $13,720	$141,100 (+1.07%) Land $3,900 Building $137,200
2022	$1,474.00	$13,960 Land $380 Building $13,580	$139,600 Land $3,800 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Crescent Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	5 (2006–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2020 · Hurricane Delta
Claims by Event	Hurricane Delta, Oct 2020 · 2 claims Severe Storms And Flooding, Oct 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Crescent Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 64% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALCASIEU PARISH WW DISTRICT NO 1 serves 20,837 people · EPA ID LA1019051
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	1,000 / 50
Fastwyre Broadband Fiber · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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