197 Creekview Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 197 Creekview Ln, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,060 sqft · built 1999
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2018)
Tax Bill	$7,240 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-42-0059`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-42-0059`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	3,385 sqft
1st Floor Area	1,164 sqft
2nd Floor Area	896 sqft
Basement Area	581 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	744 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	330 sqft
Deck Area	258 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	197 CREEKVIEW LN
City	LORETTO
State	MN
Zip	55357-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLOCK 001 A HIGHLANDS OF LORETTO IRREGULAR
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	42
Legal Subdivision	HIGHLANDS OF LORETTO
Legal Block	1
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3000
Census Tract	27101

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 CREEKVIEW LN, LORETTO, MN 55357-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jun 5, 2018	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jul 15, 2013 · Amount on Record
Deed Document Number	201810560018
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	197 CREEKVIEW LN, LORETTO, MN 55357-2111
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11014614
Date	Sep 14, 2021
Instrument	A11014614

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	197 CREEKVIEW LN, LORETTO, MN 55357-2111
Document Number	0010803478
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	197 CREEKVIEW LN LORETTO MN 553572111, LORETTO, MN 55357-2111

Mortgage

Document Number	0010803478
Date	Jun 24, 2020
Instrument	10803478

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 5, 2018
Property Address	197 CREEKVIEW LN, LORETTO, MN 55357-2111
Document Number	0010560018
Instrument Date	May 11, 2018
Instrument	10560018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	WATERMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,241.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 CREEKVIEW LN LORETTO MN 553572111, LORETTO, MN 55357-2111

Mortgage

Document Number	10560019
Date	Jun 5, 2018
Instrument	10560019

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,240.00 (+14.59%)	$476,800 (+5.96%) Land $64,100 Building $412,700	$476,800 (+5.96%) Land $64,100 Building $412,700
2023	$6,318.00 Homeowner's exemption
2022		$450,000 Land $59,000 Building $391,000	$450,000 Land $59,000 Building $391,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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