197 County Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 197 County Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,472 sqft · built 1875
Lot Size	7.1 acres (309,276 sqft)
Owner	Individual Name on Record
Tax Bill	$20,833 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:62B B:0007 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:62B B:0007 L:0`
Alternative APN	`5433`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,472 sqft Living Area
Gross Area	6,693 sqft
Basement Area	498 sqft
Unfinished Basement	498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1983
Architectural Style	Mansion
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	309,276 sqft (7.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5433
Street Address	197 COUNTY RD
City	IPSWICH
State	MA
Zip	01938-2570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Subdivision	OLGA R KAISER
Legal Block	7
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1028
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 COUNTY RD, IPSWICH, MA 01938-2570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2016
Deed Sale	Dec 22, 2016
Prior Sale	Sep 15, 2000 · Amount on Record
Deed Book / Page	35555 / 72
Transfer Doc	0000578568
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	197 COUNTY RD, IPSWICH, MA 01938-2570
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040677-445
Date	Jan 24, 2022
Book Page	40677/445
Instrument	20220124003610

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	197 COUNTY RD, IPSWICH, MA 01938-2570
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040677-463
Date	Jan 24, 2022
Book Page	40677/463
Instrument	20220124003620

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,833.00 (+3.69%)	$1,932,600 (+7.25%) Land $696,700 Building $1,235,900	$2,071,379 (-27.52%)
2025	$20,091.00 (+0.2%)	$1,801,900 (+2.27%) Land $590,200 Building $1,211,700	$2,857,790
2024	$20,050.00 (+7.71%)	$1,761,900 (+15.76%) Land $552,000 Building $1,209,900
2023	$18,614.00	$1,522,000 Land $355,900 Building $1,166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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