Lexington County property record for 197 Cornerstone Ln, Lexington, SC 29073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,099 sqft · built 1998 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006547-01-015 |
| Primary APN | 006547-01-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 48,787 sqft (1.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 197 CORNERSTONE LN |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29073-7413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | CORNERSTONE II LOT 4 |
| Legal Subdivision | CORNERSTONE PHASE II SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21035 |
197 Cornerstone Ln is owner-occupied and held in a trust since January 2021.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 197 CORNERSTONE LN, LEXINGTON, SC 29073-7413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU |
| Jan 12, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2021 |
| Transfer Doc | 2091600879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 197 CORNERSTONE LN, LEXINGTON, SC 29073-7413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2101302725 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 21013/2725 |
| Instrument | 2022027889 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 13, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 197 CORNERSTONE LN, LEXINGTON, SC 29073-7413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2091301447 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 20913/1447 |
| Instrument | 2020060787 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 12, 2021 |
| Property Address | 197 CORNERSTONE LN, LEXINGTON, SC 29073-7413 |
| Document Number | 2091600879 |
| Book / Page | 020916 / 000879 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 1672 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 197 CORNERSTONE LN LEXINGTON SC 290737413, LEXINGTON, SC 29073-7413 |
The 2025 property tax bill for 197 Cornerstone Ln was $826, up 18.2% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 (+18.17%) | $7,523 (-) Land $2,060 Building $5,463 | |
| 2024 | $699.00 (+7.21%) | $7,523 (-) Land $2,060 Building $5,463 | $188,061 (-) Land $51,498 Building $136,563 |
| 2023 | $652.00 | $7,523 Land $2,060 Building $5,463 | $188,061 Land $51,498 Building $136,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Cornerstone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 197 Cornerstone Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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