197 Congo Niantic Rd, Barto, PA 19504 Property Records

Montgomery County property record for 197 Congo Niantic Rd, Barto, PA 19504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1950
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2023)
Tax Bill	$4,103 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00-01128-00-1`

Property Details

APN / Parcel Number

Primary APN	`32-00-01128-00-1`
Alternative APN	`32013 003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	14,462 sqft (0.332 acres)
Lot Width	131 ft Width
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	197 CONGO NIANTIC RD
City	BARTO
State	PA
Zip	19504-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ASSESSOR BLOCK-UNIT NUMBER 13-3
Legal Block	13
Legal Lot Number	3
Jurisdiction	MONTGOMERY PA
Township / Civil Division	DOUGLASS
Census Block Group	2
Census Block	2002
Census Tract	208201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 CONGO NIANTIC RD, BARTO, PA 19504-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Apr 19, 2023	Deed, Transfer CAPITAL VALUE FUNDS LLC
Apr 11, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Apr 19, 2023 · Amount on Record
Deed Document Number	202367684
Deed Book / Page	6350 / 237
Prior Transfer Date	Jan 1, 1954
Prior Transfer Doc	2538000536
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Dec 27, 2023
Property Address	197 CONGO NIANTIC RD, BARTO, PA 19504-9352
Document Number	0063500237
Book / Page	6350 / 237
Instrument Date	Dec 14, 2023
Instrument	2023067684
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	SAGE PREMIER SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 CONGO NIANTIC RD, BARTO, PA 19504-9352

Mortgage

Document Number	2023067685
Date	Dec 27, 2023
Instrument	2023067685

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Apr 19, 2023
Property Address	197 CONGO NIANTIC RD, BARTO, PA 19504-9352
Document Number	0063230750
Book / Page	6323 / 750
Instrument Date	Apr 7, 2023
Instrument	2023019336
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 SUNRISE RD, READING, PA 19606-3745

Mortgage

Document Number	2023019337
Date	Apr 19, 2023
Instrument	2023019337

Lender

Name	CAPITAL VALUE FUNDS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Apr 11, 2019
Property Address	197 CONGO NIANTIC RD, BARTO, PA 19504-9352
Document Number	0061320298
Book / Page	006132 / 000298
Instrument Date	Mar 28, 2019
Instrument	21951
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CONGO NIANTIC RD BARTO PA 195049352, BARTO, PA 19504-9352

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Douglass Township
Unified School District	Boyertown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,103.00	$97,330 (-)	$97,330 (-)
2025	$4,103.00 (+6.74%)	$97,330 (-) Land $33,990 Building $63,340	$97,330 (-) Land $33,990 Building $63,340
2024	$3,844.00	$97,330 (-) Land $33,990 Building $63,340
2023	$3,844.00 (+5.2%)	$97,330 Land $33,990 Building $63,340
2022	$3,654.00
1998			$97,330 (-) Land $33,990 Building $63,340
1996			$97,330 Land $33,990 Building $63,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2019–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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