197 Condominium Dr, Grayson, KY 41143 Property Records

Carter County property record for 197 Condominium Dr, Grayson, KY 41143

Property Summary

Property Type	Condominium
Lot Size	0.112 acres (4,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Mar 2026)
Tax Bill	$945 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`103-10-00-046.28`

Property Details

APN / Parcel Number

Primary APN	`103-10-00-046.28`
Alternative APN	`28576`

Exterior

Architectural Style	Condo/Apartment
Lot Area	4,908 sqft

Location & Zoning

Account Number	28576
Street Address	197 CONDOMINIUM DR
City	GRAYSON
State	KY
Zip	41143-9331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 28 BARRETTS CREEK CONDOS
Legal Subdivision	BARRETTS CREEK
Legal Lot Number	28
Legal Unit	28
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1052
Census Tract	960601

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 CONDOMINIUM DR, GRAYSON, KY 41143-9331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Feb 8, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	20261025267
Deed Book / Page	554 / 324
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Mar 18, 2026
Property Address	197 CONDOMINIUM DR, GRAYSON, KY 41143-9331
Document Number	000554/324
Book / Page	554 / 324
Map Reference	MB 2 SLV 127B
Instrument Date	Mar 13, 2026
Instrument	1025267
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 CHERRYWOOD LN, GRAYSON, KY 41143-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CONDOMINIUM DR, GRAYSON, KY 41143-9331

Mortgage

Document Number	0001025276
Date	Mar 18, 2026
Instrument	1025276

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.14%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	4.14%
Max Rate At Change	8.14%
Index	1-Year CMT
Max Rate	10.1%

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Feb 8, 2018
Property Address	197 CONDOMINIUM DR, GRAYSON, KY 41143-9331
Document Number	0OR387/312
Book / Page	OR387 / 312
Map Reference	MB 2 SLV 127B
Instrument Date	Nov 14, 2017
Instrument	383252
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 OAK CREST DR, GRAYSON, KY 41143-7068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CONDOMINIUM DR, GRAYSON, KY 41143-9331

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (-3.47%)	$160,000 (-)	$160,000 (-)
2023	$979.00 Homeowner's exemption	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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