197 Cobh Ln, Columbus, MS 39701 Property Records

Lowndes County property record for 197 Cobh Ln, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,185 sqft · built 2000
Owner	Individual Name on Record
Tax Bill	$935 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13E210003903`

Property Details

APN / Parcel Number

Primary APN	`13E210003903`
Alternative APNs	`028725` `28725`

Interior

Full Baths	1 Bath
Building Area	2,185 sqft Adjusted Area
1st Floor Area	1,302 sqft
2nd Floor Area	521 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	028725
Street Address	197 COBH LN
City	COLUMBUS
State	MS
Zip	39701-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 NW4-LOT 24 197 COBH LANE
Legal Range	17E
Legal Township	19N
Legal Section	29
Legal Subdivision	CORK VILLAGE SUB
Legal Lot Number	24
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	1000

Owner

Source: Lowndes County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	197 COBH LN, COLUMBUS, MS 39701-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COMMERCE
Sep 4, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025
Deed Sale	Sep 4, 2025
Deed Document Number	0020256964
Deed Book / Page	2025 / 6964
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	197 COBH LN, COLUMBUS, MS 39701-8724
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202520500
Date	Sep 4, 2025
Book Page	2025/20500

Lender

Name	BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 4, 2025
Property Address	197 COBH LN, COLUMBUS, MS 39701-8724
Document Number	0020256964
Book / Page	2025 / 6964
Instrument Date	Sep 2, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COBH LN, COLUMBUS, MS 39701-8724

Mortgage

Document Number	0202520500
Date	Sep 4, 2025
Instrument	2025/20500

Lender

Name	BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (-62.07%) Homeowner's exemption Senior Citizen's exemption	$17,231 (+13.09%)	$172,310 (+13.09%) Land $22,000 Building $150,310
2024	$2,465.00 (+235.83%)
2023	$734.00 Homeowner's exemption Senior Citizen's exemption	$15,236	$152,360 Land $22,000 Building $130,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	38 (1979–2002)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Jan 2002 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 8 claims Severe Storms & Flooding, Feb 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: 4-County Fiber.

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