197 Co Rd 430A, Thorndale, TX 76577 Property Records

Milam County property record for 197 Co Rd 430A, Thorndale, TX 76577

Property Summary

Property TypeSingle Family Home
Details2,652 sqft · built 2022
Lot Size1.49 acres (64,992 sqft)
Owner2 Individual Names on Record
Tax Bill$8,446 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2023 Mortgage
APNS26350-020-01-01

Property Details

APN / Parcel Number

Primary APNS26350-020-01-01
Alternative APN
  • R20530199

Interior

Building Area2,652 sqft Living Area
Gross Area3,568 sqft
1st Floor Area2,652 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area64,992 sqft (1.49 acres)
Garage Area528 sqft

Location & Zoning

Account NumberS26350-020-01-01
Street Address197 COUNTY ROAD 430A
CityTHORNDALE
StateTX
Zip76577-2742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS26350 LIENDO (J L WOODWARD) BLK 20 NW PT OF 1.492 ACRES
Legal Block20
JurisdictionMILAM TX
Township / Civil DivisionTHORNDALE
Census Block Group1
Census Block1014
Census Tract950800

Owner

Source: Milam County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address197 COUNTY ROAD 430A, THORNDALE, TX 76577-2742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORPORATION
Apr 12, 2023Gift Deed, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILAM TX
Recording DateAug 27, 2026
Property Address197 COUNTY ROAD 430A, THORNDALE, TX 76577-2742
Document Number0000003934
Instrument DateAug 21, 2026
Instrument20263934
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 COUNTY ROAD 430A, THORNDALE, TX 76577-2742

Mortgage

Document Number0000003934,
DateAug 27, 2026
Instrument20263934
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

April 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionMILAM TX
Recording DateApr 12, 2023
Property Address197 COUNTY ROAD 430A, THORNDALE, TX 76577-2742
Document Number0000001423
Instrument DateMar 29, 2023
Instrument1423
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address197 COUNTY ROAD 430A, THORNDALE, TX 76577-2742

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 COUNTY ROAD 430A, THORNDALE, TX 76577-2742

Mortgage

Document Number0000001424
DateApr 12, 2023
Instrument1424
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Milam County assessment roll, as of January 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMilam County
Unified School DistrictThorndale Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,446.00 (+19.38%) Homeowner's exemption
2025$7,075.00 Homeowner's exemption$484,950 (+54.66%) Land $86,540 Building $398,410$484,950 (+54.66%) Land $86,540 Building $398,410
2023$313,560 Land $65,650 Building $247,910$313,560 Land $65,650 Building $247,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MILAM WSC
serves 11,739 people · EPA ID TX1660015
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BEC Communications
Fiber
2,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000

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