197 Co Rd 16, Clanton, AL 35045 Property Records

Chilton County property record for 197 Co Rd 16, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,794 sqft · built 2020
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Nov 2020)
Tax Bill	$797 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2301010000008024`

Property Details

APN / Parcel Number

Primary APN	`2301010000008024`
Alternative APNs	`37868` `90538`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Adjusted Area
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	37868
Street Address	197 COUNTY ROAD 16
City	CLANTON
State	AL
Zip	35045-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1 T20 R14 PT OF E1/2 OF NW1/4 DESC ASBEG INTER OF S ROW OF
Legal Range	14
Legal Township	20
Legal Section	01
Legal Subdivision	PEACH MEADOWS PLAT #1
Jurisdiction	CHILTON AL
Township / Civil Division	VERBENA
Census Block Group	1
Census Block	1015
Census Tract	60701

Owner

197 Co Rd 16 is owned and occupied by two individuals who acquired it in December 2025.

Source: Chilton County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CAHAWBA BANK
Dec 30, 2025	Warranty Deed, Transfer
Nov 25, 2020	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FIRST CAHAWBA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Deed Document Number	2020233593
Deed Book / Page	2020 / 233593
Last Transfer Date	Dec 22, 2025
Transfer Doc	R2025/272092
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537

Mortgage

Document Number	R2021/241803
Date	Nov 5, 2021
Book Page	R2021/241803
Instrument	241803

Lender

Name	FIRST CAHAWBA BANK
Type	Bank
Address	SELMA, AL 36702

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 30, 2025
Property Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537
Document Number	R2025/272092
Book / Page	R2025 / 272092
Map Reference	SL 118 PG 3
Instrument Date	Dec 22, 2025
Instrument	272092
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Nov 25, 2020
Property Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537
Document Number	R2020/233593
Book / Page	R2020 / 233593
Map Reference	SL 118 PG 3
Instrument Date	Nov 24, 2020
Instrument	233593
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1642 CO ROAD, CLANTON, AL 35045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COUNTY ROAD 16, CLANTON, AL 35045-6537

Mortgage

Document Number	0000233594
Date	Nov 25, 2020
Instrument	233594

Lender

Name	FIRST CAHAWBA BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 197 Co Rd 16 was $797, up 7.4% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$797.00 (+7.41%)	$47,720 (-0.91%) Land $7,000 Building $40,720	$238,600 Land $35,000 Building $203,600
2024	$742.00 (+3.34%) Additional exemption filed	$48,160 (+3.3%) Land $7,000 Building $41,160
2023	$718.00 (+15.99%)	$46,620 (+131.94%) Land $7,000 Building $39,620	$240,800 (+19.8%) Land $35,000 Building $205,800
2022	$619.00	$20,100 Land $4,030 Building $16,070	$201,000 Land $40,300 Building $160,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Co Rd 16 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Co Rd 16 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 16

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures