197 Co Rd 1012, Silverthorne, CO 80498 Property Records

Grand County property record for 197 Co Rd 1012, Silverthorne, CO 80498

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 3 ba · 1,955 sqft · built 2016
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$599,000 (Oct 2025)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2019 Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`R017580`

Property Details

APN / Parcel Number

Primary APN	`R017580`
Alternative APN	`159734205002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,955 sqft
Gross Area	2,028 sqft

Exterior

Year Built	Built 2016
Architectural Style	Modular
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R017580
Street Address	197 COUNTY ROAD 1012
City	SILVERTHORNE
State	CO
Zip	80498-9586
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9
Legal Description	SUBD: BLUE VALLEY ACRES UNIT 2 LOT: 15 BLOCK: 7
Legal Subdivision	BLUE VALLEY ACRES UNIT 2
Legal Block	7
Legal Lot Number	15
Legal Unit	2
Jurisdiction	GRAND CO
Township / Civil Division	KREMMLING
Census Block Group	1
Census Block	1196
Census Tract	100

Owner

Source: Grand County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1093, SILVERTHORNE, CO 80498-1093
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · FHA Mortgage THE PEOPLES BANK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Oct 20, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage STEWART TITLE
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	2025008440
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000937
Date	Feb 7, 2018
Instrument	2018000937

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010043
Date	Nov 25, 2019
Instrument	2019010043

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010833
Date	Dec 24, 2019
Instrument	2019010833

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001668
Date	Feb 25, 2022
Instrument	2022001668

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586

Mortgage

Document Number	2024000876
Date	Feb 12, 2024
Instrument	2024000876

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Oct 20, 2025
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Document Number	2025008440
Map Reference	DOC 117057
Instrument Date	Oct 15, 2025
Instrument	2025008440
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 WEST EAGLE NEST TRAIL, KREMMLING, CO 80459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1093, SILVERTHORNE, CO 80498-1093

Mortgage

Document Number	2025008441
Date	Oct 20, 2025
Instrument	2025008441

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Jan 24, 2017
Property Address	197 GCR 1012, SILVERTHORNE, CO 80498
Document Number	2017000524
Map Reference	DOC117067
Instrument Date	Jan 10, 2016
Instrument	2017000524
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586

Mortgage

Document Number	, 2017000525
Date	Jan 24, 2017
Instrument	2017000525

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Jan 24, 2017
Property Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586
Document Number	2017000524
Map Reference	DOC117067
Instrument Date	Jan 10, 2016
Instrument	2017000524
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 COUNTY ROAD 1012, SILVERTHORNE, CO 80498-9586

Mortgage

Document Number	2017000525
Date	Jan 24, 2017
Instrument	2017000525

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	West Grand School District 1-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+7.87%)	$42,050 (-0.38%) Land $10,970 Building $31,080	$672,790 (+6.79%) Land $175,500 Building $497,290
2024	$3,035.00 (-4.41%)	$42,210 (-) Land $11,010 Building $31,200
2023	$3,175.00 (+33.97%)	$42,210 (+39.63%) Land $11,010 Building $31,200	$630,000 (+44.83%) Land $164,400 Building $465,600
2022	$2,370.00	$30,230 Land $5,380 Building $24,850	$435,000 Land $77,380 Building $357,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ElektraFi Fixed Wireless	400 / 60
Starlink Satellite	280 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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