197 Cliff Rd, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 197 Cliff Rd, Old Forge, NY 13420 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1950
Lot Size	1.04 acres (45,302 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Aug 2005)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Feb 2019 Refinance
APN	`215400 042.23-3-41`

Property Details

APN / Parcel Number

Primary APN	`215400 042.23-3-41`
Alternative APNs	`540004202300030410000000` `200035940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,020 sqft
Upper Floors Area	444 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	322 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200035940
Street Address	197 CLIFF RD
City	OLD FORGE
State	NY
Zip	13420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	41.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	3
Census Block	3035
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records · APN 215400 042.23-3-41

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	180 PACIFIC AVE, STATEN ISLAND, NY 10312-5606
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2005 · Amount on Record
Deed Sale	Aug 19, 2005 · Amount on Record
Prior Sale	Dec 03, 1998 · Amount on Record
Deed Book / Page	1115 / 339
Last Transfer Date	Oct 02, 2005
Transfer Doc	0000001124/000000070
Record Updated	Jun 08, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERKIMER NY
Recording Date	Feb 12, 2019
Property Address	197 CLIFF RD, OLD FORGE, NY 13420
Document Number	0002019563
Instrument Date	Jan 22, 2019
Instrument	2019-563
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 PACIFIC AVE, STATEN ISLAND, NY 10312-5606

Mortgage

Document Number	0002019564
Date	Feb 12, 2019
Instrument	2019-564

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Herkimer County and Webb Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (+15.55%)	$257,300 (-) Land $44,900 Building $212,400	$451,404 (+25.79%) Land $78,772 Building $372,632
2023		$257,300 Land $44,900 Building $212,400	$358,856 Land $62,622 Building $296,234
2020	$2,868.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430115023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
I.H.M. Eagle	Fixed Wireless (unlicensed)	150 / 25

Availability varies by address; speeds are provider-advertised maximums, not measured.