197 Circle Dr, Harding (Pittston), PA 18643 Property Records

Luzerne County property record for 197 Circle Dr, Harding, PA 18643

Property Summary

Property Type	Single Family Home
Details	1,684 sqft · built 1972
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$191,350 (Jun 2023)
Tax Bill	$3,945 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-B10S1-014-002`

Property Details

APN / Parcel Number

Primary APN	`17-B10S1-014-002`
Alternative APNs	`17-B10S1-014-002-000` `1700B10S1 014002`

Interior

Stories	2 Stories
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	17-B10S1-014-002
Street Address	197 CIRCLE DR
City	HARDING
State	PA
Zip	18643-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-477-D29-D4-1 33 CIRCLE DR
Legal Subdivision	HEX ACRES
Legal Block	14
Legal Lot Number	2
Jurisdiction	LUZERNE PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1047
Census Tract	211102

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 CIRCLE DR, HARDING, PA 18643-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FNCB BANK
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FNCB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2023 · Amount on Record
Deed Sale	Jun 19, 2023 · Amount on Record
Prior Sale	Aug 1, 1971 · Amount on Record
Deed Document Number	202331901
Deed Book / Page	3023 / 108190
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jun 19, 2023
Property Address	197 CIRCLE DR, HARDING, PA 18643-3021
Document Number	0000031901
Book / Page	3023 / 108190
Instrument Date	Jun 15, 2023
Instrument	202331901
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,913.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CIRCLE DR, HARDING, PA 18643-3021

Mortgage

Document Number	0000031903
Date	Jun 19, 2023
Instrument	202331903

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	197 CIRCLE DR, HARDING, PA 18643-3021
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066346
Date	Oct 21, 2022
Book Page	3022/266498
Instrument	202266346

Lender

Name	FNCB BANK
Type	Bank
Address	48512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	88 Months
Due	Feb 5, 2030

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	197 CIRCLE DR, HARDING, PA 18643-3021
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050487
Date	Aug 9, 2022
Book Page	3022/207687
Instrument	202250487

Lender

Name	FNCB BANK
Type	Bank
Address	SCRANTON, PA 18512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	90 Months
Due	Feb 6, 2030

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Exeter Township
Unified School District	Wyoming Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,945.00 Homeowner's exemption	$131,300 (-) Land $19,500 Building $111,800
2025	$3,945.00 (+8.35%)
2024		$131,300 (-) Land $19,500 Building $111,800
2023	$3,641.00 (+4.6%)	$131,300 Land $19,500 Building $111,800
2022	$3,481.00
2009			$131,300 Land $19,500 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1979–2014)
Claims Outside the SFHA	11 of 17
Most Recent Claim	Oct 2014 · other causes
Claims by Event	Tropical Storm Lee, Sep 2011 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA HEX ACRES private · serves 386 people · EPA ID PA2400053
Water Source	Groundwater
Last State Inspection	Jul 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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