197 Cinnamon Ln, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 197 Cinnamon Ln, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,238 sqft · built 2004
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Jan 2020)
Tax Bill	$10,781 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-000-90215111`

Property Details

APN / Parcel Number

Primary APN	`02-000-90215111`
Alternative APNs	`2-000-90215111` `00090215111`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,238 sqft Living Area
Gross Area	5,018 sqft
1st Floor Area	1,532 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Utility Area	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Open Porch
Porch Area	230 sqft
Deck Area	654 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090215111
Street Address	197 CINNAMON LN
City	EDGEWATER
State	MD
Zip	21037-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 8 OR 0.769 AC ANNAPOLIS TECHNOLOGY PK
Legal Subdivision	ANNAPOLIS TECHNOLOGY PK
Legal Block	4
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4003
Census Tract	702402

Owner

197 Cinnamon Ln is owned and occupied by an individual who bought it in January 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	197 CINNAMON LN, EDGEWATER, MD 21037-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB
Jan 22, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jul 2, 2002 · Amount on File
Deed Book / Page	34105 / 183
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	0249330001
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	197 CINNAMON LN, EDGEWATER, MD 21037-1108
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328290117
Date	Jan 23, 2019
Book Page	32829/117

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 22, 2020
Property Address	197 CINNAMON LN, EDGEWATER, MD 21037-1108
Document Number	0341050183
Book / Page	034105 / 000183
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	PRECISE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	197 CINNAMON LN EDGEWATER MD 210371108, EDGEWATER, MD 21037-1108

Mortgage

Document Number	341050188
Date	Jan 22, 2020
Book Page	034105/000188

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 197 Cinnamon Ln was $10,781 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,096,300 (+6.69%) Land $262,600 Building $833,700	$1,096,300 (-) Land $262,600 Building $833,700
2025	$10,781.00 (+2.1%) Homeowner's exemption	$1,027,533	$1,096,300 Land $262,600 Building $833,700
2024	$10,559.00 (+8.65%)
2023	$9,718.00 Homeowner's exemption	$890,000 Land $262,600 Building $627,400	$890,000 Land $262,600 Building $627,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Cinnamon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Cinnamon Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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