197 Cindy St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 197 Cindy St, Old Bridge, NJ 08857 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,354 sqft · built 1958
Lot Size	0.194 acres (8,468 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Mar 2018)
Tax Bill	$8,866 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15579-0000-00576`

Property Details

APN / Parcel Number

Primary APN	`15-15579-0000-00576`
Alternative APNs	`151557900576` `12177000`

Interior

Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	8,468 sqft (0.194 acres)
Lot Dimensions	110 ft deep x 77 ft wide

Location & Zoning

Account Number	12177000
Street Address	197 CINDY ST
City	OLD BRIDGE
State	NJ
Zip	08857-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77X110
Legal Subdivision	CRESTWOOD SEC 02
Legal Block	15579
Legal Lot Number	576
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1017
Census Tract	7805

Owner

Source: Middlesex County and Old Bridge Township records · APN 15-15579-0000-00576

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 CINDY ST, OLD BRIDGE, NJ 08857-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2018 · Amount on Record
Deed Sale	Mar 05, 2018 · Amount on Record
Prior Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	201816906
Deed Book / Page	17099 / 584
Record Updated	Sep 20, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 05, 2018
Property Address	197 CINDY ST, OLD BRIDGE, NJ 08857-3009
Document Number	201800016906
Book / Page	17099 / 0584
Instrument Date	Feb 01, 2018
Instrument	201800016906
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	ACRES LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,066.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 CINDY ST, 197, OLD BRIDGE, NJ 08857-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SPRUCE MILL LN, SCOTCH PLAINS, NJ 07076-3184

Mortgage

Document Number	201800016907
Date	Mar 05, 2018
Instrument	201800016907

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,700 (-) Land $70,800 Building $71,900	$142,700 (-) Land $70,800 Building $71,900
2025	$8,866.00 (+10.03%)	$142,700 (-) Land $70,800 Building $71,900	$142,700 (-) Land $70,800 Building $71,900
2024	$8,058.00 (+6.69%)
2023		$142,700 Land $70,800 Building $71,900	$142,700 Land $70,800 Building $71,900
2022	$7,553.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230078051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	Mar 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.