Hennepin County property record for 197 Chippewa Rd, Loretto, MN 55357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,472 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,451 (1999) |
| Tax Bill | $5,572.00 (2025) |
| Primary APN | 06-118-23-42-0045 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,956 sqft Gross Area |
| 1st Floor | 1,472 sqft 1st Floor |
| Basement Area | 1,296 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 123 ft x 91 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 216 sqft Deck |
|---|---|
| Patio Area | 216 sqft Patio |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| View | Lake View |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 197 CHIPPEWA RD |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-2110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 A HIGHLANDS OF LORETTO N 91 X 123 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 42 |
| Legal Subdivision | HIGHLANDS OF LORETTO |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Minor Civil Division | LORETTO |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 27101 |
Source: Hennepin County records · APN 06-118-23-42-0045
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 CHIPPEWA RD, LORETTO, MN 55357-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC |
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 1999 · Amount on Record |
| Deed Sale | May 12, 1999 · Amount on Record |
| Prior Sale | Feb 24, 1999 · Amount on Record |
| Deed Doc Number | 1999700756 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 15, 2026 |
| Property Address | 197 CHIPPEWA RD, LORETTO, MN 55357-2110 |
| Document Number | 0011456127 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202611456127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 197 CHIPPEWA RD, LORETTO, MN 55357-2110 |
| Document Number | 0011456127, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202611456127 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 197 CHIPPEWA RD, LORETTO, MN 55357-2110 |
| Document Number | 0010890633 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 197 CHIPPEWA RD LORETTO MN 553572110, LORETTO, MN 55357-2110 |
| Document Number | 0010890633 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 10890633 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 22, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 197 CHIPPEWA RD, LORETTO, MN 55357-2110 |
| Document Number | 0010589967 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 197 CHIPPEWA RD LORETTO MN 553572110, LORETTO, MN 55357-2110 |
| Document Number | 0010589967 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 10589967 |
| Name | ASSOCIATED BK NA |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,572.00 (+1.11%) Homeowner's exemption | $375,900 (+0.11%) Land $61,000 Building $314,900 | $375,900 (+0.11%) Land $61,000 Building $314,900 |
| 2024 | $5,511.00 (+12.38%) | $375,500 (+6.07%) Land $64,000 Building $311,500 | $375,500 (+6.07%) Land $64,000 Building $311,500 |
| 2023 | $4,904.00 Homeowner's exemption | ||
| 2022 | $354,000 Land $56,000 Building $298,000 | $354,000 Land $56,000 Building $298,000 |
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