Union County and Mountainside Borough property record for 197 Chipmunk Hill, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 1960 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Dec 2017) |
| Tax Bill | $10,731 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00008-04-00004 |
| Primary APN | 10-00008-04-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 15,987 sqft (0.367 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000008D00004 |
|---|---|
| Street Address | 197 CHIPMUNK HL |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CONCORD ESTATES SEC 2 |
| Legal Block | 8.4 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 38300 |
197 Chipmunk Hill is owned and occupied by two individuals who bought it in December 2017.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 CHIPMUNK HL, MOUNTAINSIDE, NJ 07092-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Dec 13, 2017 | Deed with Mortgage, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on File |
| Deed Sale | Dec 13, 2017 · Amount on File |
| Deed Document Number | 2017294641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 197 CHIPMUNK HL, MOUNTAINSIDE, NJ 07092-1603 |
| Document Number | 0147382698 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | HOMETOWN LAND TRANSFER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 CHIPMUNK HL MOUNTAINSIDE NJ 070921603, MOUNTAINSIDE, NJ 07092-1603 |
| Document Number | 0147382698 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 014738/002698 |
| Instrument | 695849 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 197 CHIPMUNK HL, MOUNTAINSIDE, NJ 07092-1603 |
| Document Number | 0146152612 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 CHIPMUNK HL MOUNTAINSIDE NJ 070921603, MOUNTAINSIDE, NJ 07092-1603 |
| Document Number | 0146152612 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 014615/002612 |
| Instrument | 681453 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 13, 2017 |
| Property Address | 197 CHIPMUNK HL, MOUNTAINSIDE, NJ 07092-1603 |
| Document Number | 0143780973 |
| Book / Page | 014378 / 000973 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 294641 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 CHIPMUNK HL MOUNTAINSIDE NJ 070921603, MOUNTAINSIDE, NJ 07092-1603 |
| Document Number | 143780973 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 014378/000973 |
| Instrument | 650661 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2047 |
The 2025 property tax bill for 197 Chipmunk Hill was $10,731, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,000 (-) Land $288,500 Building $222,500 | $511,000 (-) Land $288,500 Building $222,500 | |
| 2025 | $10,731.00 (+2.44%) | $511,000 Land $288,500 Building $222,500 | $511,000 Land $288,500 Building $222,500 |
| 2024 | $10,475.00 | ||
| 2023 | $511,000 Land $288,500 Building $222,500 | $511,000 Land $288,500 Building $222,500 | |
| 2022 | $10,204.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Chipmunk Hill in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1979–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Chipmunk Hill is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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