Middlesex County and Waltham City property record for 197 Chestnut St, #2, Waltham, MA 02453
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,249 sqft · built 1900 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,500 (Jul 2015) |
| Tax Bill | $6,179 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 210976 |
| Primary APN | 210976 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,249 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,879 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 210976 |
|---|---|
| Street Address | 197 CHESTNUT ST, 2 |
| City | WALTHAM |
| State | MA |
| Zip | 02453-0416 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 26 |
| Legal Lot Number | 1 002 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 368700 |
197 Chestnut St, #2 is owned and occupied by an individual who bought it in July 2015.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 CHESTNUT ST, 2, WALTHAM, MA 02453-0416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on File |
| Deed Sale | Jul 20, 2015 · Amount on File |
| Prior Sale | Apr 30, 2013 · Amount on File |
| Deed Book / Page | 65760 / 356 |
| Transfer Doc | 065760-356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 197 CHESTNUT ST # 2, 2, WALTHAM, MA 02453-0416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077717-130 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 77717/130 |
| Instrument | 104500 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 197 Chestnut St, #2 was $6,179, up 14.7% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,179.00 (+14.66%) | $598,700 (+9.09%) Building $598,700 | $604,828 (+0.17%) |
| 2025 | $5,389.00 (+2.98%) | $548,800 (+1.11%) Building $548,800 | $603,820 (+2.33%) |
| 2024 | $5,233.00 (-2.98%) | $542,800 (+3.85%) Building $542,800 | $590,045 |
| 2023 | $5,394.00 | $522,700 Building $522,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Chestnut St, #2 in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1998) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 197 Chestnut St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile.
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