Middlesex County and Malden City property record for 197 Cherry St, Malden, MA 02148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,090 sqft · built 1948 |
| Lot Size | 0.094 acres (4,112 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,337 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MALD M:109 B:781 L:114 |
| Primary APN | MALD M:109 B:781 L:114 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 3,414 sqft |
| Basement Area | 1,045 sqft |
| Unfinished Basement | 1,045 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,112 sqft (0.094 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 197 CHERRY ST |
|---|---|
| City | MALDEN |
| State | MA |
| Zip | 02148-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 781 |
| Legal Lot Number | 114 |
| Jurisdiction | MALDEN MA |
| Township / Civil Division | MALDEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 341600 |
197 Cherry St is owned and occupied by two individuals who acquired it in November 2007.
Source: Middlesex County and Malden City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 CHERRY ST, MALDEN, MA 02148-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2007 |
| Deed Sale | Nov 19, 2007 |
| Prior Sale | Jun 15, 2007 · Amount on File |
| Deed Document Number | 2007207935 |
| Deed Book / Page | 50367 / 442 |
| Transfer Doc | 50367-442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MALDEN MA |
| Property Address | 197 CHERRY ST, MALDEN, MA 02148-1618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080725-218 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 80725/218 |
| Instrument | 141822 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 197 Cherry St was $9,337, up 10,048.9% from the year before.
Source: Middlesex County and Malden City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Malden City |
| Unified School District | Malden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,337.00 (+10,048.91%) | $819,000 (+0.47%) Land $333,400 Building $485,000 | $821,940 (+8.61%) |
| 2025 | $92.00 (-98.96%) | $815,200 (+8.17%) Land $309,600 Building $505,600 | $756,770 |
| 2024 | $8,810.00 (+3.22%) | $753,600 (+7.63%) Land $287,800 Building $465,800 | |
| 2023 | $8,535.00 | $700,200 Land $262,000 Building $438,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 197 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Mar 2016 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Netafy.
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