Floyd County property record for 197 Cherry St, Harold, KY 41635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,530 sqft · built 1950 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | Company Name on File |
| Tax Bill | $444 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 095-10-14-005.00 |
| Primary APN | 095-10-14-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.689 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 377 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 175 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 33151 |
|---|---|
| Street Address | 197 CHERRY ST |
| City | HAROLD |
| State | KY |
| Zip | 41635-9013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1/2 ACRE & 2 HOUSES |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | BETSY LAYNE-STANVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 920301 |
Source: Floyd County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 376, BETSY LAYNE, KY 41605-0376 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 1, 2000 |
| Deed Sale | Jan 1, 2000 |
| Record Updated | Jun 8, 2026 |
Source: Floyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $444.00 (-0.67%) | $37,000 (-) Land $25,000 Building $12,000 | $37,000 (-) Land $25,000 Building $12,000 |
| 2023 | $447.00 | $37,000 | $37,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2015–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | MOUNTAIN WATER DIST |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gearheart Communications Cable | 1,000 / 40 |
| Starlink Satellite | 280 / 30 |
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