197 Cherry Cemetery Rd, Decherd, TN 37324 Property Records

Franklin County property record for 197 Cherry Cemetery Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,225 sqft · built 1962
Lot Size	5.9 acres (257,004 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2023)
Tax Bill	$953 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026049 00300`

Property Details

APN / Parcel Number

Primary APN	`026049 00300`
Alternative APN	`049 00300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	257,004 sqft (5.9 acres)
Garage Type	Mixed

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	1 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	197 CHERRY CEMETERY RD
City	DECHERD
State	TN
Zip	37324-4578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1092
Census Tract	960100

Owner

197 Cherry Cemetery Rd is owned and occupied by an individual who bought it in April 2023.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	197 CHERRY CEMETERY RD, DECHERD, TN 37324-4578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST VISION BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Aug 5, 2022 · Amount on File
Deed Document Number	23002213
Deed Book / Page	D475 / 335
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 5, 2022
Property Address	197 CHERRY CEMETERY RD, DECHERD, TN 37324-4578
Document Number	0022006301
Book / Page	D469 / 92
Instrument Date	Aug 5, 2022
Instrument	22006301
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHERRY CEMETERY RD, DECHERD, TN 37324-4578

Mortgage

Document Number	0022006302
Date	Aug 5, 2022
Instrument	22006302

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 21, 2021
Property Address	197 CHERRY CEMETERY RD, DECHERD, TN 37324-4578
Document Number	0021003591
Book / Page	D0453 / 641
Instrument Date	Apr 20, 2021
Instrument	21003591
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHERRY CEMETERY RD, DECHERD, TN 37324-4578

Mortgage

Document Number	0021003592
Date	Apr 21, 2021
Instrument	21003592

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 197 Cherry Cemetery Rd was $953.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00	$47,750 Land $11,250 Building $36,500
2023		$47,750 Land $11,250 Building $36,500
2022	$760.00		$191,000 Land $45,000 Building $146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Cherry Cemetery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Cherry Cemetery Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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