Talladega County property record for 197 Cheaha Rd, Munford, AL 36268
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,664 sqft · built 1940 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $351 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-06-0-000-017.001 |
| Primary APN | 15-03-06-0-000-017.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,664 sqft Base Area |
| 1st Floor Area | 1,664 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 121,968 sqft (2.8 acres) |
| Lot Dimensions | 656 ft deep x 200 ft wide |
| Account Number | 137848 |
|---|---|
| Street Address | 197 CHEAHA RD |
| City | MUNFORD |
| State | AL |
| Zip | 36268-7036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 200' X 656' COM INT N LN CHEAHA -MCELDERRY RD & W LN MCELDERRY CR S6 T18S R7E. TH W 370'(S) TO POB. CONT ALG SAME COURSE 200' |
| Jurisdiction | TALLADEGA AL |
| Township / Civil Division | MUNFORD |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 10102 |
197 Cheaha Rd is owned and occupied by two individuals.
Source: Talladega County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 CHEAHA RD, MUNFORD, AL 36268-7036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 197 Cheaha Rd was $351 with a homeowner's exemption.
Source: Talladega County assessment roll, as of February 17, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Talladega County |
| Unified School District | Talladega County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351.00 Homeowner's exemption | ||
| 2025 | $351.00 Homeowner's exemption | $11,640 (+4.49%) Land $2,970 Building $8,670 | $116,400 (-) Land $29,700 Building $86,700 |
| 2024 | $351.00 Homeowner's exemption | $11,140 (-) Land $2,970 Building $8,170 | $116,400 (-) Land $29,700 Building $86,700 |
| 2023 | $351.00 (+14.71%) Homeowner's exemption | $11,140 (+12.19%) Land $2,970 Building $8,170 | $116,400 (+12.68%) Land $29,700 Building $86,700 |
| 2022 | $306.00 Homeowner's exemption | $9,930 Land $3,260 Building $6,670 | $103,300 Land $32,600 Building $70,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Cheaha Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 197 Cheaha Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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