197 Chase Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 197 Chase Rd, Cornelia, GA 30531 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,996 sqft · built 1961
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 2022)
Tax Bill	$6,237 (2025)
Deeds & Mortgages	Sep 2009 Mortgage Nov 2008 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`114D004`

Property Details

APN / Parcel Number

Primary APN	`114D004`
Alternative APNs	`680128` `684935` `408742`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,996 sqft Heated Area
Gross Area	4,936 sqft
1st Floor Area	2,996 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	176,854 sqft (4.06 acres)
Lot Dimensions	300 ft deep x 600 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	150 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	408742
Street Address	197 CHASE RD
City	CORNELIA
State	GA
Zip	30531-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-174 R/W 92 PB34-150 DB 1324-49
Legal Subdivision	PLAT PHIL MCCLAIN EVELYN MCCLA
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2040
Census Tract	400

Owner

Source: Habersham County records · APN 114D004

Assessment roll updated September 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 CHASE RD, CORNELIA, GA 30531-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN HIGHLANDS MORTGAGE LLC
Nov 17, 2008	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK
May 02, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Nov 16, 2020	Warranty Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	20222980
Deed Book / Page	1324 / 49
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0001243/50
Record Updated	Jun 08, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/0688
Date	Sep 17, 2009
Book Page	900/0688

Lender

Name	SOUTHERN HIGHLANDS MORTGAGE LLC
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2024

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000868/841
Date	Nov 17, 2008
Book Page	868/841

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2009

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

Mortgage

Document Number	0000001397/0000000212
Date	May 02, 2025
Book Page	0000001397/0000000212

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2030

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 18, 2022
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Document Number	0001324/49
Book / Page	1324 / 49
Instrument Date	Nov 18, 2022
Instrument	2022-002980
Transaction Type	Transfer
Record Updated	Dec 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

Mortgage

Document Number	0000001324/0000000065
Date	Nov 23, 2022
Book Page	0000001324/0000000065

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 18, 2022
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Document Number	0001324/49
Book / Page	1324 / 49
Instrument Date	Nov 18, 2022
Instrument	2022-002980
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

Mortgage

Document Number	0000132465
Date	Nov 18, 2022
Instrument	1324/65

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 16, 2020
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Document Number	0001243/50
Book / Page	1243 / 50
Instrument Date	Nov 16, 2020
Instrument	2020-002509
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 16, 2020
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Document Number	1243/53
Book / Page	1243 / 53
Instrument Date	Nov 16, 2020
Instrument	2020-002510
Transaction Type	Transfer
Record Updated	Feb 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 16, 2020
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Document Number	1243/50
Book / Page	1243 / 50
Instrument Date	Nov 16, 2020
Instrument	2020-002509
Transaction Type	Transfer
Record Updated	Feb 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 16, 2020
Property Address	197 CHASE RD, CORNELIA, GA 30531-2508
Document Number	0001243/53
Book / Page	1243 / 53
Instrument Date	Nov 16, 2020
Instrument	2020-002510
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHASE RD, CORNELIA, GA 30531-2508

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,237.00 (+68.75%) Homeowner's exemption	$227,115 (+59.48%) Land $62,400 Building $164,715	$567,787 (+59.48%) Land $156,000 Building $411,787
2023	$3,696.00	$142,412 (+19.88%) Land $28,192 Building $114,220	$356,030 (+19.88%) Land $70,480 Building $285,550
2022	Homeowner's exemption Senior Citizen's exemption	$118,800 Land $28,192 Building $90,608	$297,000 Land $70,480 Building $226,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Habersham Electric Membership	Fiber	1,000 / 1,000
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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