Davie County property record for 197 Charleston Meadow Loop, Mocksville, NC 27028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,424 sqft · built 2023 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Dec 2023) |
| Tax Bill | $2,788 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J5010D0140 |
| Primary APN | J5010D0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Heated Area |
| Gross Area | 2,912 sqft |
| 1st Floor Area | 1,012 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 64 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 8321618 |
|---|---|
| Street Address | 197 CHARLESTON MEADOW LOOP |
| City | MOCKSVILLE |
| State | NC |
| Zip | 27028-2964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON RIDGE PH 4 LOT 140 |
| Legal Subdivision | CHARLESTON RIDGE |
| Legal Lot Number | 140 |
| Jurisdiction | DAVIE NC |
| Township / Civil Division | MOCKSVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 80500 |
197 Charleston Meadow Loop is owned and occupied by two individuals who bought it in December 2023.
Source: Davie County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 CHARLESTON MEADOW LOOP, MOCKSVILLE, NC 27028-2964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on File |
| Deed Sale | Dec 14, 2023 · Amount on File |
| Deed Document Number | 20236065 |
| Deed Book / Page | 1266 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIE NC |
| Property Address | 197 CHARLESTON MEADOW LOOP, MOCKSVILLE, NC 27028-2964 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 197 CHARLESTON MEADOW LOOP, MOCKSVILLE, NC 27028-2964 |
| Document Number | 0131600858 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 1316/858 |
| Instrument | 5004 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | Dec 14, 2023 |
| Property Address | 197 CHARLESTON MEADOW LOOP, MOCKSVILLE, NC 27028-2964 |
| Document Number | 0126600113 |
| Book / Page | 1266 / 113 |
| Map Reference | MB 14 PG 8 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 6065 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 197 CHARLESTON MEADOW LOOP, MOCKSVILLE, NC 27028-2964 |
| Document Number | 0000006066 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 6066 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2026 property tax bill for 197 Charleston Meadow Loop was $2,788.
Source: Davie County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davie County |
| Municipality | Mocksville Town |
| Unified School District | Davie County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,788.00 | $284,960 Land $52,000 Building $232,960 | $284,960 Land $52,000 Building $232,960 |
| 2023 | $372.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 197 Charleston Meadow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Charleston Meadow Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOCKSVILLE serves 6,200 people · EPA ID NC0230010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Nov 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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