197 Chablis Way, Cloverdale, CA 95425 Property Records

Sonoma County property record for 197 Chablis Way, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 1982
Lot Size	0.192 acres (8,340 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Mar 2004)
Tax Bill	$7,276 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-370-007-000`

Property Details

APN / Parcel Number

Primary APN	`001-370-007-000`
Alternative APN	`001-370-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tile
Lot Area	8,340 sqft (0.192 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-370-007
Street Address	197 CHABLIS WAY
City	CLOVERDALE
State	CA
Zip	95425-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	CHERRY CREEK 4 LOT 7
Legal Subdivision	CHERRY CREEK
Legal Block	3
Legal Lot Number	7
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3018
Census Tract	154202

Owner

197 Chablis Way is owner-occupied and held in a trust since May 2018.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	197 CHABLIS WAY, CLOVERDALE, CA 95425-3829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
May 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2004 · Amount on File
Deed Sale	Mar 24, 2004 · Amount on File
Prior Sale	Aug 20, 2002 · Amount on File
Deed Document Number	200440381
Last Transfer Date	May 22, 2018
Transfer Doc	0000038542
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	197 CHABLIS WAY, CLOVERDALE, CA 95425-3829
Document Number	0000038543
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	NORTHERN COAST TITLE, NORTH COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 CHABLIS WAY CLOVERDALE CA 954253829, CLOVERDALE, CA 95425-3829

Mortgage

Document Number	0000038543
Date	May 29, 2018
Instrument	38543

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.76%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 29, 2018
Property Address	197 CHABLIS WAY, CLOVERDALE, CA 95425-3829
Document Number	0000038542
Instrument Date	May 22, 2018
Instrument	38542
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NORTHERN COAST TITLE, NORTH COAST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 CHABLIS WAY CLOVERDALE CA 954253829, CLOVERDALE, CA 95425-3829

Mortgage

Document Number	38544
Date	May 29, 2018
Instrument	38544

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.76%

Tax Assessment & Valuation

The 2025 property tax bill for 197 Chablis Way was $7,276 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,274 (+2%) Land $137,760 Building $465,514
2025	$7,276.00 Homeowner's exemption	$591,446 Land $135,059 Building $456,387
2023	$7,192.00 (+1.86%) Homeowner's exemption	$568,481 Land $129,815 Building $438,666
2022	$7,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 197 Chablis Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Chablis Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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