Chatham County property record for 197 Centennial Ct, Apex, NC 27523
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 12,428 sqft · built 2024 |
| Lot Size | 5.32 acres (231,783 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Mar 2018) |
| Tax Bill | $10,301 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080901 |
| Primary APN | 0080901 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 12,428 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 231,783 sqft (5.32 acres) |
| Garage Type | Attached |
| Deck Area | 224 sqft |
| Street Address | 197 CENTENNIAL CT |
|---|---|
| City | APEX |
| State | NC |
| Zip | 27523-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | Q5-28HP-35 AC 5.321 BK 2003 PG 374 |
| Legal Subdivision | HERITAGE POINTE |
| Legal Block | 75 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | NEW HOPE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 20702 |
Source: Chatham County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6525 DEERVIEW DR, RALEIGH, NC 27606-8802 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Prior Sale | Apr 7, 2008 · Amount on Record |
| Deed Document Number | 20182584 |
| Deed Book / Page | 1977 / 90 |
| Prior Transfer Date | Apr 21, 2010 |
| Prior Transfer Doc | 0000000755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 197 CENTENNIAL CT, APEX, NC 27523-6724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02452/1042 |
|---|---|
| Date | Feb 7, 2025 |
| Book Page | 2452/1042 |
| Instrument | 1073 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 3 COMMERCIAL PL STE 1200, NORFOLK, VA 23510 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 376 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM NC |
| Recording Date | Mar 19, 2018 |
| Property Address | 197 CENTENNIAL CT, APEX, NC 27523-6724 |
| Document Number | 0000002584 |
| Book / Page | 001977 / 000090 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2584 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4109 PINEY GAP DR CARY NC 275197515, CARY, NC 27519-7515 |
Source: Chatham County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,301.00 (+248.95%) | $1,467,402 (+323.98%) Land $515,556 Building $951,846 | $1,467,402 (+323.98%) Land $515,556 Building $951,846 |
| 2024 | $2,952.00 (+4.94%) | $346,099 (-) Land $344,178 Building $1,921 | $346,099 (-) Land $344,178 Building $1,921 |
| 2023 | $2,813.00 | $346,099 Land $344,178 Building $1,921 | $346,099 Land $344,178 Building $1,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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