197 Cedar St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 197 Cedar St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,142 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Jul 2018)
Tax Bill	$7,647 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-417-00-0176`

Property Details

APN / Parcel Number

Primary APN	`37-417-00-0176`
Alternative APNs	`2035-37-417-00-0176-0` `37417000176000000000` `282035 37.-417-176` `37417 01760`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37417 01760
Street Address	197 CEDAR ST
City	VALLEY STREAM
State	NY
Zip	11580-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	176-177
Legal Block	417
Legal Lot Number	176-1
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1007
Census Tract	410400

Owner

197 Cedar St is owned and occupied by two individuals who bought it in July 2018.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 CEDAR ST, VALLEY STREAM, NY 11580-4907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE
Jul 24, 2018	Bargain and Sale Deed, Transfer STEWART TITLE
Nov 29, 2017	Grant Deed, Transfer UNITED AMERICAN TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Nov 29, 2017 · Amount on File
Deed Document Number	201864407
Deed Book / Page	13681 / 424
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	197 CEDAR ST, VALLEY STREAM, NY 11580-4907
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0463160607
Date	Feb 8, 2022
Book Page	46316/607
Instrument	2022-017020

Lender

Name	NATIONWIDE MORTGAGE BANKERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	197 CEDAR ST, VALLEY STREAM, NY 11580-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0429550178
Date	Jul 24, 2018
Book Page	42955/178
Instrument	2018-064408

Lender

Name	FINANCE OF AMERICA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jul 24, 2018
Property Address	197 CEDAR ST, VALLEY STREAM, NY 11580-4907
Document Number	0136810424
Book / Page	13681 / 424
Map Reference	MAP 1778
Instrument Date	Jul 12, 2018
Instrument	2018-064407
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1,876.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CASPER ST, VALLEY STREAM, NY 11580-3606

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 29, 2017
Property Address	197 CEDAR ST, VALLEY STREAM, NY 11580-4907
Document Number	0135900718
Book / Page	013590 / 000718
Instrument Date	Nov 2, 2017
Instrument	118575
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	UNITED AMERICAN TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9718 103RD ST OZONE PARK NY 114162627, OZONE PARK, NY 11416-2627

Tax Assessment & Valuation

The 2025 property tax bill for 197 Cedar St was $7,647 with a homeowner's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 30 (PK - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381 Land $170 Building $211	$381,000
2025	$7,647.00
2023	$8,311.00 Additional exemption filed	$423 Land $168 Building $255	$423,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 197 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 935 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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