197 Cedar Point Dr, Wallace, NC 28466 Property Records

Duplin County property record for 197 Cedar Point Dr, Wallace, NC 28466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,695 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2018)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`09-2928`

Property Details

APN / Parcel Number

Primary APN	`09-2928`
Alternative APNs	`332600451827` `3.326E+11` `3385190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,695 sqft Heated Area
Gross Area	3,476 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Concrete Block
Roof Type	Gable/Hip
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	781 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	3385190
Old Parcel Number	092928
Street Address	197 CEDAR POINT DR
City	WALLACE
State	NC
Zip	28466-2386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CEDAR POINT LOT 290
Legal Subdivision	CEDAR POINT/RIVER LNDG PH I
Legal Lot Number	290
Jurisdiction	DUPLIN NC
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1016
Census Tract	90703

Owner

Source: Duplin County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 CEDAR POINT DR, WALLACE, NC 28466-2386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI
Jun 12, 2018	Grant Deed, Transfer NAVY FCU
Dec 21, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	0001873335
Deed Book / Page	1873 / 335
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUPLIN NC
Property Address	197 CEDAR POINT DR, WALLACE, NC 28466-2386
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019490035
Date	Mar 30, 2021
Book Page	1949/35
Instrument	10035097

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUPLIN NC
Property Address	197 CEDAR POINT DR, WALLACE, NC 28466-2386
Document Number	0018820320
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 CEDAR POINT DR WALLACE NC 284662386, WALLACE, NC 28466-2386

Mortgage

Document Number	0018820320
Date	Oct 31, 2018
Book Page	001882/000320
Instrument	10020317

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUPLIN NC
Recording Date	Jun 12, 2018
Property Address	197 CEDAR POINT DR, WALLACE, NC 28466-2386
Document Number	0018740335
Book / Page	001874 / 000335
Instrument Date	May 24, 2018
Instrument	10018363
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 CEDAR POINT DR WALLACE NC 284662386, WALLACE, NC 28466-2386

Mortgage

Document Number	18740338
Date	Jun 12, 2018
Book Page	001874/000338
Instrument	10018364

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

December 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	DUPLIN NC
Recording Date	Dec 21, 2017
Property Address	197 CEDAR POINT DR, WALLACE, NC 28466-2386
Document Number	0018640053
Book / Page	001864 / 000053
Instrument Date	Nov 9, 2017
Instrument	10015863
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$705.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 COLLEGE ST GREENVILLE SC 296012014, GREENVILLE, SC 29601-2014
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duplin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Duplin County
Unified School District	Duplin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,929.00 (+35.25%)	$585,200 (+67.3%) Land $35,000 Building $550,200
2023		$349,800 (-) Land $16,100 Building $333,700
2022	$2,905.00	$349,800 Land $16,100 Building $333,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 255 policies
Nearby Flood Policies	255 in force
Nearby Flood Claims	50 (1999–2018)
Claims Outside the SFHA	35 of 50
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 45 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUPLIN COUNTY WATER SYSTEM serves 18,542 people · EPA ID NC0431085
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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