St. Charles County property record for 197 Carl Dr, West Alton, MO 63386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 1964 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Aug 2001) |
| Tax Bill | $2,235 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 832500A000 |
| Primary APN | 832500A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 4,188 sqft |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 1,782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 198 ft deep x 159 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 217 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 832500A000 |
|---|---|
| Street Address | 197 CARL DR |
| City | WEST ALTON |
| State | MO |
| Zip | 63386-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BLUFF VIEW #2 LOT 5 EXCEPT S 30 |
| Legal Subdivision | BLUFF VIEW #2 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 310100 |
197 Carl Dr is owned and occupied by an individual who bought it in August 2001.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 CARL DR, WEST ALTON, MO 63386-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2001 · Amount on File |
| Deed Sale | Aug 8, 2001 · Amount on File |
| Deed Document Number | 200166824 |
| Deed Book / Page | 2638 / 1359 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 197 Carl Dr was $2,235.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | West Alton City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,073 (-) | $200,386 (-) Land $12,500 Building $187,886 | |
| 2025 | $2,235.00 | $38,073 | $200,386 Land $12,500 Building $187,886 |
| 2023 | $38,427 | ||
| 2022 | $202,245 Land $12,500 Building $189,745 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Carl Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 106 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 1,201 (1979–2019) |
| Claims Outside the SFHA | 14 of 1,201 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Carl Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 50 / 5 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures