197 Buds Ln, Queen, PA 16670 Property Records

Bedford County property record for 197 Buds Ln, Queen, PA 16670

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1870
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2022)
Tax Bill	$1,872 (2026)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E.03-0.00-127`

Property Details

APN / Parcel Number

Primary APN	`E.03-0.00-127`
Alternative APN	`140-010426`

Interior

Stories	1 Story
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	106,286 sqft (2.44 acres)
Pole Barn	Pole Barn

Location & Zoning

Street Address	197 BUDS LN
City	QUEEN
State	PA
Zip	16670-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	197 BUDS LN
Jurisdiction	BEDFORD PA
Township / Civil Division	KIMMEL
Census Block Group	1
Census Block	1018
Census Tract	960200

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 BUDS LN, QUEEN, PA 16670-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed, Transfer · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Jun 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Sep 22, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20224855
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 8, 2022
Property Address	197 BUDS LN, QUEEN, PA 16670-8752
Document Number	02022/4855
Book / Page	2022 / 4855
Map Reference	MB 8 PG 173
Instrument Date	Sep 7, 2022
Instrument	2022-004855
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 GEDA LANE, QUEEN, PA 16670

Mortgage

Document Number	2022004856
Date	Sep 8, 2022
Instrument	2022-004856

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	197 BUDS LN, QUEEN, PA 16670-8752
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 BUDS LN, QUEEN, PA 16670-8752

Mortgage

Document Number	02022/1648
Date	Mar 30, 2022
Book Page	2022/1648
Instrument	2022-001648

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	CLAYSBURG, PA 16625

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	197 BUDS LN, QUEEN, PA 16670-8752
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002810
Date	Jun 6, 2017
Instrument	2017-002810

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	197 BUDS LN, QUEEN, PA 16670-8752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002809
Date	Jun 6, 2017
Instrument	2017-002809

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2032

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 22, 2020
Property Address	197 BUDS LN, QUEEN, PA 16670-8752
Document Number	2020/4955
Book / Page	2020 / 4955
Map Reference	MB 8 PG 173
Instrument Date	Mar 30, 2020
Instrument	2020-004955
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 BUDS LN, QUEEN, PA 16670-8752

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Kimmel Township
Unified School District	Claysburg-Kimmel School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,872.00 (+7.28%)	$122,000 (-) Land $28,600 Building $93,400	$122,000 (-) Land $28,600 Building $93,400
2025			$122,000 (-) Land $28,600 Building $93,400
2023	$1,745.00 Additional exemption filed	$122,000 Land $28,600 Building $93,400
2012			$122,000 Land $28,600 Building $93,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2011–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Crowsnest Broadband Fixed Wireless	400 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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