197 Broughton Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 197 Broughton Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,090 sqft · built 1924
Lot Size	0.067 acres (2,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Mar 1994)
Tax Bill	$8,890 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00830-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00830-0000-00003`
Alternative APN	`020083000003`

Interior

Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	2,927 sqft (0.067 acres)
Lot Dimensions	101 ft deep x 29 ft wide

Location & Zoning

Old Parcel Number	020083000003
Street Address	197 BROUGHTON AVE
City	BLOOMFIELD
State	NJ
Zip	07003-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	29 X 101
Legal Block	830
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4003
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 BROUGHTON AVE, BLOOMFIELD, NJ 07003-4035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 1994 · Amount on Record
Deed Sale	Mar 8, 1994 · Amount on Record
Prior Sale	Jan 31, 1992
Prior Transfer Date	Jan 23, 1992
Prior Transfer Doc	5199000750
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	197 BROUGHTON AVE, BLOOMFIELD, NJ 07003-4035
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018467
Date	Apr 2, 2024
Instrument	2024018467

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	197 BROUGHTON AVE, BLOOMFIELD, NJ 07003-4035
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021080865
Date	Jul 2, 2021
Instrument	2021080865

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	197 BROUGHTON AVE, BLOOMFIELD, NJ 07003-4035
Document Number	0000058502
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 BROUGHTON AVE BLOOMFIELD NJ 070034035, BLOOMFIELD, NJ 07003-4035

Mortgage

Document Number	0000058502
Date	Jun 24, 2020
Instrument	58502

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,800 (-) Land $133,100 Building $121,700	$254,800 (-) Land $133,100 Building $121,700
2025	$8,890.00 (+2.87%)	$254,800 (+2.62%) Land $133,100 Building $121,700	$254,800 (+2.62%) Land $133,100 Building $121,700
2024	$8,642.00 (+8.7%)
2023		$248,300 Land $133,100 Building $115,200	$248,300 Land $133,100 Building $115,200
2022	$7,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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