197 Bridge Rd, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 197 Bridge Rd, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,772 sqft · built 1972
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2022)
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00013 B:000411 L:000586`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00013 B:000411 L:000586`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,912 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	197 BRIDGE RD
City	ANDOVER
State	NH
Zip	03216-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR R
Legal Block	411
Legal Lot Number	586
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2042
Census Tract	42500

Owner

Source: Merrimack County and Andover Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 BRIDGE RD, ANDOVER, NH 03216-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	202214956
Deed Book / Page	3800 / 2962
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Aug 1, 2022
Property Address	197 BRIDGE RD, ANDOVER, NH 03216-3515
Document Number	0000014956
Book / Page	3800 / 2962
Instrument Date	Jul 29, 2022
Instrument	202200014956
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 S SPRING ST, CONCORD, NH 03301-2449

Mortgage

Document Number	0000014957
Date	Aug 1, 2022
Instrument	202200014957

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Andover Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,063.00 (+0.06%)	$345,600 (-) Land $107,600 Building $238,000
2024	$5,060.00 (+17.1%)	$345,600 (+83.54%) Land $107,600 Building $238,000
2023	$4,321.00 (+8.3%)	$188,300 (-) Land $61,600 Building $126,700	$381,710
2022	$3,990.00	$188,300 Land $61,600 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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