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197 Bowers St, Clawson, MI 48017 Property Records

Oakland County property record for 197 Bowers St, Clawson, MI 48017

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 894 sqft · built 1925
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$179,999 (Aug 2019)
Tax Bill$3,817 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-20-34-354-025

Property Details

APN / Parcel Number

Primary APN16-20-34-354-025

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area894 sqft Living Area
1st Floor Area524 sqft
Basement Area493 sqft
Unfinished Basement493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Exterior Amenities

PorchSlab
Porch Area37 sqft
Deck Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address197 BOWERS ST
CityCLAWSON
StateMI
Zip48017-2165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBI
Legal DescriptionT2N, R11E, SEC 34 MC BRAYNE & PERRY'S REPLAT LOT 8
Legal Range11E
Legal Township02N
Legal Section34
Legal SubdivisionMC BRAYNE PERRYS REPLAT
Legal Lot Number8
JurisdictionOAKLAND MI
Township / Civil DivisionCLAWSON
Census Block Group2
Census Block2012
Census Tract180200

Owner

197 Bowers St is owned and occupied by an individual who bought it in August 2019.

Source: Oakland County records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address197 BOWERS ST, CLAWSON, MI 48017-2165
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 8, 2020Deed of Trust, Mortgage
QUICKEN LNS
Aug 27, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2019 · Amount on File
Deed SaleAug 27, 2019 · Amount on File
Prior SaleSep 26, 2013 · Amount on File
Deed Document Number2019138705
Deed Book / Page53179 / 335
Prior Transfer DateFeb 21, 2000
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address197 BOWERS ST, CLAWSON, MI 48017-2165
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 BOWERS ST, CLAWSON, MI 48017-2165

Mortgage

Document Number0000017492
DateJan 21, 2021
Book Page55546/721
Instrument17492
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address197 BOWERS ST, CLAWSON, MI 48017-2165
Document Number0000076133
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 BOWERS ST CLAWSON MI 480172165, CLAWSON, MI 48017-2165

Mortgage

Document Number0000076133
DateApr 14, 2020
Book Page054076/000739
Instrument76133
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueApr 13, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 27, 2019
Property Address197 BOWERS ST, CLAWSON, MI 48017-2165
Document Number0000138705
Book / Page053179 / 000335
Instrument DateAug 9, 2019
Instrument138705
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,547.99
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45301 FAIRCHILD RD MACOMB MI 480425420, MACOMB, MI 48042-5420

Mortgage

Document Number138706
DateAug 27, 2019
Book Page053179/000338
Instrument138706
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 197 Bowers St was $3,817 with a homeowner's exemption, up 2.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityClawson City
Unified School DistrictClawson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,817.00 (+2.17%) Homeowner's exemption$96,270$192,540
2024$3,736.00
2023$84,090$168,180
2021$3,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Bowers St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2018–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 197 Bowers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAWSON
serves 11,825 people · EPA ID MI0001440
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJun 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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