Baxter County property record for 197 Bland St, Cotter, AR 72626
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,120 sqft |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,500 (Feb 2019) |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-04955-000 |
| Primary APN | 004-04955-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Utility Area | 112 sqft |
| Utility Room | Utility Room |
| Construction Type | Frame |
|---|---|
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 392 sqft |
| Driveway | Driveway |
| Driveway Area | 457 sqft |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 197 BLAND ST |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF THE W1/2 NW1/4 NE1/4 OF SECTION 31, TOWNSHIP 19 NORTH, RANGE 14 WEST, BAXTER COUNTY, ARKANSAS, DESCRIBED AS FOLLOWS |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950900 |
Source: Baxter County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 158 BLAND ST, COTTER, AR 72626-9764 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on Record |
| Deed Sale | Feb 8, 2019 · Amount on Record |
| Deed Document Number | L201901229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Feb 8, 2019 |
| Property Address | 197 BLAND ST, COTTER, AR 72626-9764 |
| Document Number | L201901229 |
| Instrument Date | Dec 3, 2018 |
| Instrument | L201901229 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1637 W BORIS DR, COLUMBIA, MO 65203-8658 |
| Name | Verified Name |
|---|---|
| Address | 1483 HARDING BLVD, COTTER, AR 72626-9765 |
| Document Number | L201901230 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | L201901230 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | LIBOR |
| Margin | 3 |
| Max Rate | 10.3% |
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 (+7.78%) | $24,050 (-) Land $1,230 Building $22,820 | |
| 2024 | $990.00 (+8.32%) | ||
| 2023 | $914.00 | $24,050 Land $1,230 Building $22,820 | $120,250 Land $6,150 Building $114,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain View Telephone Company Fiber | 1,000 / 500 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NEXT, Powered by NAEC, Northern Arkansas Telephone Company.
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