Horry County property record for 197 Black Bear Rd, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,084 sqft · built 2023 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Sep 2020) |
| Tax Bill | $7,681 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 427-16-02-0021 |
| Primary APN | 427-16-02-0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,084 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Built-in |
| Garage Area | 1,023 sqft |
| Pool Area | 308 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 197 BLACK BEAR RD |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-8492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTERS CRK PDD PH II; LOT 94 |
| Legal Subdivision | PLANTERS CRK PDD PH II |
| Legal Lot Number | 94 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60204 |
197 Black Bear Rd is owned and occupied by an individual who bought it in September 2020.
Source: Horry County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 BLACK BEAR RD, MYRTLE BEACH, SC 29588-8492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Sep 10, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Jan 24, 2006 · Amount on File |
| Deed Book / Page | 4342 / 955 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 0028680392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Dec 10, 2025 |
| Property Address | 197 BLACK BEAR RD, MYRTLE BEACH, SC 29588-8492 |
| Document Number | 0050221681 |
| Book / Page | 5022 / 1681 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025000135774 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 BLACK BEAR RD, MYRTLE BEACH, SC 29588-8492 |
| Document Number | 0069812579 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 6981/2579 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 10, 2020 |
| Property Address | 511 GOFF CREEK CT, MYRTLE BEACH, SC 29579-8240 |
| Document Number | 4342/0955 |
| Book / Page | 004342 / 000955 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 BLACK BEAR RD MYRTLE BEACH SC 295888492, MYRTLE BEACH, SC 29588-8492 |
The 2025 property tax bill for 197 Black Bear Rd was $7,681.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,681.00 | $635,562 (-) Land $100,000 Building $535,562 | |
| 2024 | $7,681.00 | $25,423 (+196.2%) Land $4,000 Building $21,423 | $635,562 (+677.54%) Land $100,000 Building $535,562 |
| 2023 | $8,583 Land $8,583 | $81,740 Land $81,740 | |
| 2021 | $1,060.00 | $8,583 Land $8,583 | $81,740 Land $81,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Black Bear Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 22 (2016–2024) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Black Bear Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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