197 Birch Ln, Jefferson, NC 28640 Property Records

Ashe County property record for 197 Birch Ln, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2022
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2023)
Tax Bill	$2,710 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-681`

Property Details

APN / Parcel Number

Primary APN	`09263-001-681`
Alternative APNs	`092977788737` `111264` `114089` `20130`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,512 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Conventional
Lot Area	44,997 sqft (1.03 acres)

Location & Zoning

Account Number	114089
Old Parcel Number	09263001681
Street Address	197 BIRCH LN
City	JEFFERSON
State	NC
Zip	28640-9920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.033 A LOT 47 OFF 1206 (DIRT)
Legal Subdivision	WOODCROFT SUBDIVISION
Legal Lot Number	47
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1006
Census Tract	970501

Owner

Source: Ashe County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 BIRCH LN, JEFFERSON, NC 28640-9920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 9, 2026	Public Action, Foreclosure
Mar 30, 2023	Warranty Deed, Transfer
Jul 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	20231291
Deed Book / Page	551 / 547
Last Transfer Date	Mar 5, 2026
Transfer Doc	00582/1166
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	197 BIRCH LN, JEFFERSON, NC 28640-9920
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 BIRCH LN, JEFFERSON, NC 28640-9920

Mortgage

Document Number	00553/1179
Date	Jun 20, 2023
Book Page	553/1179
Instrument	2579

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	ASHE NC
Recording Date	Mar 9, 2026
Property Address	197 BIRCH LN, JEFFERSON, NC 28640-9920
Document Number	00582/1166
Book / Page	582 / 1166
Map Reference	MB 5 PG 67
Instrument Date	Mar 5, 2026
Instrument	931
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 BIRCH LN, JEFFERSON, NC 28640-9920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HIDDEN SPRING RD, WEST JEFFERSON, NC 28694-9237

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 30, 2023
Property Address	197 BIRCH LN, JEFFERSON, NC 28640-9920
Document Number	000551/547
Book / Page	551 / 547
Map Reference	MB 5 PG 67
Instrument Date	Mar 30, 2023
Instrument	1291
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 KEMP LEWIS CIR, WEST JEFFERSON, NC 28694-8146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 BURCH LN, JEFFERSON, NC 28640-9715

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 20, 2022
Property Address	197 BIRCH LN, JEFFERSON, NC 28640-9920
Document Number	000544/144
Book / Page	544 / 144
Map Reference	MB 5 PG 67
Instrument Date	Jul 18, 2022
Instrument	3937
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 HEWN WAY, WINSTON SALEM, NC 27104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 KEMP DR, WEST JEFFERSON, NC 28694
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,710.00 (+5.69%)	$333,000 (-) Land $30,000 Building $303,000	$333,000 (-) Land $30,000 Building $303,000
2025	$2,564.00 (+27.37%)	$333,000 (+22.25%) Land $30,000 Building $303,000	$333,000 (+22.25%) Land $30,000 Building $303,000
2023	$2,013.00	$272,400 Land $30,000 Building $242,400	$272,400 Land $30,000 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Brightspeed.

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