Hudson County and Kearny Town property record for 197 Beech St, Kearny, NJ 07032
| Property Type | Single Family Home |
|---|---|
| Details | 2,511 sqft · built 1979 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Dec 2018) |
| Tax Bill | $12,497 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00174-0000-00020-02 |
| Primary APN | 07-00174-0000-00020-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,511 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 0700174000000020B |
|---|---|
| Street Address | 197 BEECH ST |
| City | KEARNY |
| State | NJ |
| Zip | 07032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MAP 1 |
| Legal Block | 174 |
| Legal Lot Number | 20.2 |
| Jurisdiction | HUDSON NJ |
| Township / Civil Division | KEARNY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12600 |
Source: Hudson County and Kearny Town records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 BEECH ST, KEARNY, NJ 07032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 24, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Dec 18, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | Dec 1, 1970 |
| Deed Document Number | 201810138930 |
| Deed Book / Page | 9366 / 753 |
| Prior Transfer Date | Sep 16, 2016 |
| Prior Transfer Doc | 0010111990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON NJ |
| Recording Date | May 20, 2026 |
| Document Number | 0060058120 |
| Book / Page | 20960 / 346 |
| Instrument Date | May 15, 2026 |
| Instrument | 202660058120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0060058120, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 20960/346 |
| Instrument | 202660058120 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON NJ |
| Property Address | 197 BEECH ST, KEARNY, NJ 07032 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210324060051470 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 19849/207 |
| Instrument | 20210324060051470 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUDSON NJ |
| Recording Date | Dec 18, 2018 |
| Property Address | 197 BEECH ST, KEARNY, NJ 07032 |
| Document Number | 0010138930 |
| Book / Page | 009366 / 000753 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 10138930 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 BEECH ST KEARNY NJ 07032, KEARNY, NJ 07032 |
| Document Number | 60151730 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 019300/000896 |
| Instrument | 60151730 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hudson County |
| Municipality | Kearny Town |
| Unified School District | Kearny Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,200 (-) Land $28,000 Building $87,200 | $115,200 (-) Land $28,000 Building $87,200 | |
| 2025 | $12,497.00 (+1.34%) | $115,200 (-) Land $28,000 Building $87,200 | $115,200 (-) Land $28,000 Building $87,200 |
| 2024 | $12,332.00 (+1.55%) | ||
| 2023 | $115,200 Land $28,000 Building $87,200 | $115,200 Land $28,000 Building $87,200 | |
| 2022 | $12,144.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures