197 Beaver Dam Rd, Alberta, VA 23821 Property Records

Brunswick County property record for 197 Beaver Dam Rd, Alberta, VA 23821

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2021
Lot Size11 acres (479,160 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Apr 2022)
Tax Bill$1,334 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-11-C

Property Details

APN / Parcel Number

Primary APN32-11-C

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Lot Area479,160 sqft (11 acres)

Location & Zoning

Street Address197 BEAVER DAM RD
CityALBERTA
StateVA
Zip23821-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRT 1 & RT 614 LOT 4 - 11.00 AC INSTR# 202200595
Legal SubdivisionGREENFIELDS
Legal Lot Number4
JurisdictionBRUNSWICK VA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2057
Census Tract930100

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address197 BEAVER DAM RD, ALBERTA, VA 23821-2124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE LLC
Mar 24, 2022Warranty Deed, Transfer · Seller Carry-Back
SPOTSY ASSOCIATES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Deed Document Number2022595
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK VA
Recording DateApr 4, 2022
Property Address197 BEAVER DAM RD, ALBERTA, VA 23821-2124
Document Number0202200595
Instrument DateApr 1, 2022
Instrument202200595
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyACM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 BEAVER DAM RD, ALBERTA, VA 23821-2124

Mortgage

Document Number0202200596
DateApr 4, 2022
Instrument202200596
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term370 Months
DueFeb 1, 2053
Interest
Rate TypeFixed Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK VA
Recording DateMar 24, 2022
Property Address197 BEAVER DAM RD, ALBERTA, VA 23821-2124
Document Number0202200527
Instrument DateMar 18, 2022
Instrument202200527
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 GOLDEN HORSESHOE RD, STANARDSVILLE, VA 22973-2602

Mortgage

Document Number0202200528
DateMar 24, 2022
Instrument202200528
Lender
NameSPOTSY ASSOCIATES LLC
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term359 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyBrunswick County
Unified School DistrictBrunswick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,334.00$266,700 (+105.79%) Land $46,900 Building $219,800
2024$266,700 (+105.79%) Land $46,900 Building $219,800
2023$129,600 Land $31,100 Building $98,500$129,600 Land $31,100 Building $98,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

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