Monroe County property record for 197 Beach St, Islamorada, FL 33036
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 bd · 1 ba · 598 sqft · built 1943 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $1,400,000 (Aug 2016) |
| Tax Bill | $2,783 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00095290-000000 |
| Primary APN | 00095290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 598 sqft |
| 1st Floor Area | 598 sqft |
| Year Built | Built 1943 |
|---|---|
| Exterior Material | Board & Batten |
| Lot Area | 5,000 sqft (0.114 acres) |
| Cooling System | Wall Unit |
|---|
| Account Number | 1110574 |
|---|---|
| Old Parcel Number | 32633700095290000000 |
| Street Address | 197 BEACH ST |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3832 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 32 63 37 ISLAND OF UPPER MATECUMBE PB1-41 PT LT 1 OR450-185 OR694-29R/S OR1125-845/48 OR1148-535D/C OR1196-2410/13 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 32 |
| Legal Subdivision | ISLAND UPPER MATECUMBE BAY |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 4119 MASSARD RD, FORT SMITH, AR 72903-6223 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on Record |
| Deed Sale | Aug 19, 2016 · Amount on Record |
| Deed Document Number | 2088494 |
| Deed Book / Page | 2811 / 1901 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $294,485 (+12.54%) Land $279,400 Building $15,085 | $294,485 (+12.54%) Land $279,400 Building $15,085 | |
| 2024 | $2,783.00 (+4.62%) | ||
| 2023 | $2,660.00 (+9.42%) | $261,663 (+19.8%) Land $261,663 | $261,663 (+19.8%) Land $261,663 |
| 2022 | $2,431.00 | $218,413 Land $218,413 | $218,413 Land $218,413 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 329 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 457 units insured incl. 128 condo units |
| Nearby Flood Claims | 126 (2005–2022) |
| Claims Outside the SFHA | 4 of 126 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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