197 Bay Dr, Itasca, IL 60143 Property Records

DuPage County property record for 197 Bay Dr, Itasca, IL 60143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 1999
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Apr 2017)
Tax Bill	$7,779 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-100-084`

Property Details

APN / Parcel Number

Primary APN	`03-05-100-084`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,590 sqft Living Area
Gross Area	2,090 sqft
Basement Area	100 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	7 ft deep x 2.6 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	197 BAY DR
City	ITASCA
State	IL
Zip	60143-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PARK PLACE OF ITASCA ASSMT PLAT NO 1 PARCEL 4 UNIT 1-1590-197
Legal Subdivision	PARK PLACE OF ITASCA ASSMT PLAT
Legal Block	1
Legal Lot Number	1,2
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2002
Census Tract	840201

Owner

197 Bay Dr is owned and occupied by an individual who bought it in April 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	197 BAY DR, ITASCA, IL 60143-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	201734307
Record Updated	Sep 20, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 11, 2017
Property Address	197 BAY DR, ITASCA, IL 60143-1259
Document Number	0000034307
Instrument Date	Mar 14, 2017
Instrument	34307
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N OAK ST ITASCA IL 601431738, ITASCA, IL 60143-1738

Mortgage

Document Number	34308
Date	Apr 11, 2017
Instrument	34308

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 197 Bay Dr was $7,779 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Addison Township
Municipality	Itasca Village
Elementary School District	Itasca School District 10 (PK - 08)
Secondary School District	Lake Park Community High School District 108 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,779.00	$128,019 Land $30,024 Building $97,995	$384,057 Land $90,072 Building $293,985
2022	$6,949.00 Homeowner's exemption	$103,350 Land $24,240 Building $79,110	$310,050 Land $72,720 Building $237,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Bay Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 197 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITASCA serves 9,506 people · EPA ID IL0430500
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20