197 Ballard Rd, Thompson, CT 06277 Property Records

Thompson Town property record for 197 Ballard Rd, Thompson, CT 06277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2004
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,105 (2025)
Deeds & Mortgages	Dec 2022 Refinance Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`THOM M:89 B:35 L:5-G`

Property Details

APN / Parcel Number

Primary APN	`THOM M:89 B:35 L:5-G`
Alternative APNs	`TPSN M:89 B:35 L:5-G` `000863` `863`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	4,676 sqft
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	144,184 sqft (3.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	863
Street Address	197 BALLARD RD
City	THOMPSON
State	CT
Zip	06277-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRAD
Legal Block	35
Legal Lot Number	5-G
Jurisdiction	THOMPSON CT
Township / Civil Division	THOMPSON
Census Block Group	3
Census Block	3028
Census Tract	900200

Owner

Source: Thompson Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 BALLARD RD, THOMPSON, CT 06277-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THOMPSON CT
Property Address	197 BALLARD RD, THOMPSON, CT 06277-2704
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001034-267
Date	Dec 29, 2022
Book Page	1034/267
Instrument	2022-2033

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THOMPSON CT
Property Address	197 BALLARD RD, THOMPSON, CT 06277-2704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	975-107
Date	Nov 18, 2020
Book Page	975/107
Instrument	2020-2025

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Thompson Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Thompson Town
Unified School District	Thompson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,105.00	$321,300 (+40.06%) Land $54,600 Building $266,700	$224,910 Land $38,220 Building $186,690
2024	$6,105.00 (-5.32%)	$229,400 (-) Land $37,900 Building $191,500
2023	$6,448.00 (+12.33%)	$229,400 (-) Land $37,900 Building $191,500
2022	$5,740.00	$229,400 Land $37,900 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Xfinity.

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