Ramsey County property record for 197 Baker St E, Saint Paul, MN 55107
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 3,212 sqft · built 1960 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2018) |
| Tax Bill | $5,218 (2023) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-24-0135 |
| Primary APN | 08-28-22-24-0135 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,212 sqft Total Area |
| Gross Area | 2,512 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 133 ft deep x 48 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 197 BAKER ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-3048 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | E |
| Legal Description | WOODBURY AND CASE'S,ADDITION T LOT 13 BLK 4 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | WOODBURY AND CASES,ADDITION T |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 37200 |
Source: Ramsey County records · APN 08-28-22-24-0135
Assessment roll updated February 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 BAKER ST E, SAINT PAUL, MN 55107-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AGCY |
| Nov 06, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2018 · Amount on Record |
| Deed Sale | Nov 06, 2018 · Amount on Record |
| Prior Sale | Jun 09, 2009 · Amount on Record |
| Deed Document Number | A04734205 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 197 BAKER ST E, SAINT PAUL, MN 55107-3048 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 197 BAKER ST E, SAINT PAUL, MN 55107-3048 |
| Document Number | 0A05000821 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | A05000821 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 01, 2048 |
| Index | COF |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 197 BAKER ST E, SAINT PAUL, MN 55107-3048 |
| Document Number | 0004773731 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 197 BAKER ST E ST PAUL MN 551073048, ST PAUL, MN 55107-3048 |
| Document Number | 0004773731 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 4773731 |
| Name | REDEVELOPMENT AGCY |
|---|---|
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 06, 2018 |
| Property Address | 197 BAKER ST E, SAINT PAUL, MN 55107-3048 |
| Document Number | 0004734205 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 4734205 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | GLOBAL CLOSING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 BAKER ST E ST PAUL MN 551073048, ST PAUL, MN 55107-3048 |
| Document Number | 4734206 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 4734206 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2048 |
Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,218.00 | $300,700 Land $20,900 Building $279,800 | $300,700 Land $20,900 Building $279,800 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 607 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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