197 Aycrigg Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 197 Aycrigg Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	3,714 sqft · built 1900
Lot Size	0.461 acres (20,099 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Sep 2009)
Tax Bill	$20,132 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03253-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`07-03253-0000-00024`
Alternative APN	`070325300024`

Interior

Stories	2 Stories
Building Area	3,714 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,099 sqft (0.461 acres)
Lot Dimensions	201 ft deep x 100 ft wide

Location & Zoning

Street Address	197 AYCRIGG AVE
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	3253
Legal Lot Number	24
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2000
Census Tract	175704

Owner

197 Aycrigg Ave is owned and occupied by two individuals who acquired it in July 2010.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 AYCRIGG AVE, 199, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 16, 2019	Deed of Trust, Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2009 · Amount on File
Deed Sale	Sep 15, 2009 · Amount on File
Deed Document Number	200951390
Deed Book / Page	1819 / 216
Last Transfer Date	Jul 16, 2010
Transfer Doc	0000034447
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	197 AYCRIGG AVE, PASSAIC, NJ 07055-4703
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037831
Date	Nov 29, 2023
Book Page	M18715/217
Instrument	2023037831

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	197 AYCRIGG AVE, PASSAIC, NJ 07055-4703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060420
Date	Dec 30, 2019
Book Page	M15914/0084
Instrument	2019060420

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	197 AYCRIGG AVE, PASSAIC, NJ 07055-4703
Document Number	0000037953
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197-199 AYCRIGG AVE PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number	0000037953
Date	Aug 28, 2019
Book Page	015678/000235
Instrument	37953

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 197 Aycrigg Ave was $20,132 with a homeowner's exemption, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,800 (-) Land $223,800 Building $274,000	$472,800 (-5.02%) Land $223,800 Building $274,000
2025	$20,132.00 (+3.28%)	$472,800	$497,800 Land $223,800 Building $274,000
2024	$19,493.00
2023		$467,800 Land $223,800 Building $244,000	$467,800 Land $223,800 Building $244,000
2022	$17,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Aycrigg Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 197 Aycrigg Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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